Which mortgage lender in the Cheyenne, WY area typically has the best rates? To help you narrow down where to shop for a mortgage, MortgageWaldo.com provides an objective and data driven ranking of mortgage lenders operating in the Cheyenne, WY area by interest rate and market share. We maintain our independence by not accepting any compensation from the mortgage lenders we rank, and use data on all fixed rate mortgages that were closed in the past year to generate our rankings.
Going by historical data, the best mortgage lender in the Cheyenne, WY area in terms of interest rate is Jonah Bank of Wyoming, with an average “Rate Difference” of -0.09%. This means that, comparing similar borrowers, Jonah Bank of Wyoming provided a -0.09% lower interest rate for its customers than other lenders in the area. Jonah Bank of Wyoming has a market share of 12.3%. On the other hand, the most popular lender in the Cheyenne, WY area is First Interstate Bank, with a larger market share of 16.6%. First Interstate Bank is also a relatively cheap lender, with a “Rate Difference” of -0.07% compared to those of other lenders in this area.
Our detailed ranking of mortgage lenders in the Cheyenne, WY area is shown in the table below. In the table, we also give our assessment of whether they are, on average, a cheap/expensive lender through a star rating system. You can choose to tailor our ranking table to a specific mortgage type (Conventional/Jumbo/FHA/VA) and purpose (purchase/refinance) through the drop-down menu. For example, going by historical data, the cheapest lender for Conventional mortgages in Cheyenne, WY is Centennial Lending. If you want to take out a loan that is above conforming limits (above $548,250 or $822,375 depending on the area in 2021), the cheapest Jumbo mortgage provider is Wells Fargo Bank. If on the other hand, you want lower down payment or credit score requirements, the cheapest FHA mortgage provider is Cherry Creek Mortgage. The cheapest VA mortgage provider is Jonah Bank of Wyoming. Note that as a consumer advocate we always recommend shopping among several of our top ranked lenders in order to get the best rates and fees.
Ranking of Mortgage Lenders in Cheyenne, WY
| Lender Name | Rate Difference | Rate Rating | Market Share |
|---|---|---|---|
| Jonah Bank of Wyoming | -0.09% | 12.29% | |
| First Interstate Bank | -0.07% | 16.58% | |
| Centennial Lending | -0.06% | 4.90% | |
| Cherry Creek Mortgage | -0.05% | 6.74% | |
| loanDepot | -0.03% | 2.01% | |
| Blue Federal Credit Union | -0.02% | 4.90% | |
| US Bank | -0.02% | 2.27% | |
| Fairway Independent Mortgage Corporation | 0.00% | 4.55% | |
| Wells Fargo Bank | 0.02% | 3.41% | |
| American Financing | 0.03% | 1.66% | |
| CMG Financial | 0.04% | 3.32% | |
| Guild Mortgage Company | 0.05% | 4.11% | |
| USAA | 0.05% | 2.97% | |
| The Federal Savings Bank | 0.07% | 2.10% | |
| Cornerstone Home Lending | 0.07% | 2.62% | |
| Quicken Loans | 0.08% | 10.85% | |
| Wallick & Volk | 0.09% | 14.70% |
| Lender Name | Rate Difference | Rate Rating | Market Share |
|---|---|---|---|
| Jonah Bank of Wyoming | -0.09% | 16.02% | |
| First Interstate Bank | -0.07% | 17.83% | |
| Cherry Creek Mortgage | -0.05% | 9.15% | |
| Centennial Lending | -0.03% | 4.98% | |
| Wells Fargo Bank | -0.01% | 2.56% | |
| US Bank | -0.01% | 1.55% | |
| Blue Federal Credit Union | -0.01% | 1.48% | |
| Fairway Independent Mortgage Corporation | 0.01% | 6.39% | |
| loanDepot | 0.02% | 0.13% | |
| The Federal Savings Bank | 0.04% | 0.20% | |
| Quicken Loans | 0.05% | 3.63% | |
| CMG Financial | 0.06% | 4.04% | |
| Guild Mortgage Company | 0.06% | 5.79% | |
| American Financing | 0.08% | 0.81% | |
| Cornerstone Home Lending | 0.08% | 3.63% | |
| USAA | 0.09% | 3.16% | |
| Wallick & Volk | 0.11% | 18.64% |
| Lender Name | Rate Difference | Rate Rating | Market Share |
|---|---|---|---|
| Centennial Lending | -0.12% | 4.75% | |
| Jonah Bank of Wyoming | -0.09% | 5.38% | |
| First Interstate Bank | -0.06% | 14.25% | |
| loanDepot | -0.05% | 5.50% | |
| Blue Federal Credit Union | -0.04% | 11.25% | |
| US Bank | -0.03% | 3.62% | |
| USAA | -0.03% | 2.62% | |
| CMG Financial | -0.02% | 2.00% | |
| Cherry Creek Mortgage | -0.02% | 2.25% | |
| Cornerstone Home Lending | -0.01% | 0.75% | |
| Fairway Independent Mortgage Corporation | -0.01% | 1.12% | |
| American Financing | -0.00% | 3.25% | |
| Guild Mortgage Company | 0.01% | 1.00% | |
| Wells Fargo Bank | 0.04% | 5.00% | |
| The Federal Savings Bank | 0.05% | 5.62% | |
| Wallick & Volk | 0.06% | 7.38% | |
| Quicken Loans | 0.08% | 24.25% |
| Lender Name | Rate Difference | Rate Rating | Market Share |
|---|---|---|---|
| Centennial Lending | -0.14% | 4.58% | |
| loanDepot | -0.09% | 1.53% | |
| First Interstate Bank | -0.05% | 19.29% | |
| Jonah Bank of Wyoming | -0.05% | 11.01% | |
| Fairway Independent Mortgage Corporation | -0.05% | 2.41% | |
| US Bank | -0.03% | 3.54% | |
| Blue Federal Credit Union | -0.03% | 8.92% | |
| Cherry Creek Mortgage | -0.01% | 4.82% | |
| USAA | -0.01% | 0.88% | |
| CMG Financial | 0.01% | 3.22% | |
| Wells Fargo Bank | 0.01% | 5.63% | |
| The Federal Savings Bank | 0.03% | 0.16% | |
| American Financing | 0.04% | 1.37% | |
| Cornerstone Home Lending | 0.05% | 3.22% | |
| Guild Mortgage Company | 0.06% | 3.62% | |
| Quicken Loans | 0.08% | 13.83% | |
| Wallick & Volk | 0.11% | 11.98% |
| Lender Name | Rate Difference | Rate Rating | Market Share |
|---|---|---|---|
| Centennial Lending | -0.12% | 4.08% | |
| First Interstate Bank | -0.06% | 21.41% | |
| Fairway Independent Mortgage Corporation | -0.06% | 3.38% | |
| Jonah Bank of Wyoming | -0.03% | 14.93% | |
| US Bank | -0.03% | 2.54% | |
| Wells Fargo Bank | -0.03% | 4.37% | |
| Blue Federal Credit Union | -0.02% | 3.10% | |
| Cherry Creek Mortgage | -0.01% | 6.90% | |
| USAA | -0.00% | 1.13% | |
| loanDepot | 0.01% | 0.14% | |
| CMG Financial | 0.02% | 4.93% | |
| American Financing | 0.03% | 0.56% | |
| Quicken Loans | 0.03% | 5.35% | |
| The Federal Savings Bank | 0.03% | 0.28% | |
| Cornerstone Home Lending | 0.06% | 5.07% | |
| Guild Mortgage Company | 0.06% | 5.63% | |
| Wallick & Volk | 0.11% | 16.20% |
| Lender Name | Rate Difference | Rate Rating | Market Share |
|---|---|---|---|
| Centennial Lending | -0.16% | 5.24% | |
| loanDepot | -0.10% | 3.37% | |
| Jonah Bank of Wyoming | -0.10% | 5.81% | |
| First Interstate Bank | -0.04% | 16.48% | |
| Blue Federal Credit Union | -0.03% | 16.67% | |
| US Bank | -0.03% | 4.87% | |
| CMG Financial | -0.01% | 0.94% | |
| USAA | -0.01% | 0.56% | |
| Cherry Creek Mortgage | -0.00% | 2.06% | |
| Cornerstone Home Lending | -0.00% | 0.75% | |
| Fairway Independent Mortgage Corporation | 0.00% | 1.12% | |
| American Financing | 0.04% | 2.43% | |
| Guild Mortgage Company | 0.04% | 0.94% | |
| Wells Fargo Bank | 0.04% | 7.30% | |
| Wallick & Volk | 0.09% | 6.37% | |
| Quicken Loans | 0.09% | 25.09% |
| Lender Name | Rate Difference | Rate Rating | Market Share |
|---|---|---|---|
| Cherry Creek Mortgage | -0.11% | 14.90% | |
| Jonah Bank of Wyoming | -0.06% | 9.07% | |
| First Interstate Bank | -0.05% | 11.02% | |
| Centennial Lending | -0.00% | 7.34% | |
| Wallick & Volk | 0.03% | 22.89% | |
| CMG Financial | 0.03% | 3.67% | |
| The Federal Savings Bank | 0.03% | 0.22% | |
| American Financing | 0.04% | 3.02% | |
| Guild Mortgage Company | 0.05% | 7.34% | |
| Fairway Independent Mortgage Corporation | 0.06% | 6.91% | |
| loanDepot | 0.08% | 1.73% | |
| Quicken Loans | 0.08% | 8.21% | |
| Cornerstone Home Lending | 0.12% | 3.67% |
| Lender Name | Rate Difference | Rate Rating | Market Share |
|---|---|---|---|
| Cherry Creek Mortgage | -0.11% | 16.71% | |
| Jonah Bank of Wyoming | -0.06% | 10.18% | |
| First Interstate Bank | -0.05% | 12.27% | |
| Centennial Lending | 0.00% | 8.36% | |
| loanDepot | 0.02% | 0.26% | |
| Wallick & Volk | 0.03% | 25.33% | |
| CMG Financial | 0.04% | 3.13% | |
| Guild Mortgage Company | 0.06% | 8.62% | |
| Fairway Independent Mortgage Corporation | 0.07% | 7.83% | |
| Quicken Loans | 0.07% | 1.57% | |
| Cornerstone Home Lending | 0.13% | 4.44% | |
| American Financing | 0.14% | 1.31% |
| Lender Name | Rate Difference | Rate Rating | Market Share |
|---|---|---|---|
| Cherry Creek Mortgage | -0.07% | 6.25% | |
| American Financing | -0.06% | 11.25% | |
| First Interstate Bank | -0.05% | 5.00% | |
| Jonah Bank of Wyoming | -0.05% | 3.75% | |
| Centennial Lending | -0.03% | 2.50% | |
| Fairway Independent Mortgage Corporation | -0.03% | 2.50% | |
| Guild Mortgage Company | -0.03% | 1.25% | |
| CMG Financial | -0.02% | 6.25% | |
| The Federal Savings Bank | -0.01% | 1.25% | |
| Wallick & Volk | 0.01% | 11.25% | |
| Quicken Loans | 0.04% | 40.00% | |
| loanDepot | 0.04% | 8.75% |
| Lender Name | Rate Difference | Rate Rating | Market Share |
|---|---|---|---|
| Wells Fargo Bank | -0.00% | 30.00% | |
| Blue Federal Credit Union | -0.00% | 10.00% | |
| First Interstate Bank | -0.00% | 10.00% | |
| Jonah Bank of Wyoming | 0.00% | 10.00% | |
| US Bank | 0.00% | 40.00% |
| Lender Name | Rate Difference | Rate Rating | Market Share |
|---|---|---|---|
| Wells Fargo Bank | -0.00% | 42.86% | |
| First Interstate Bank | -0.00% | 14.29% | |
| US Bank | 0.00% | 42.86% |
| Lender Name | Rate Difference | Rate Rating | Market Share |
|---|---|---|---|
| US Bank | -0.00% | 33.33% | |
| Blue Federal Credit Union | 0.00% | 33.33% | |
| Jonah Bank of Wyoming | 0.00% | 33.33% |
| Lender Name | Rate Difference | Rate Rating | Market Share |
|---|---|---|---|
| Jonah Bank of Wyoming | -0.16% | 17.75% | |
| First Interstate Bank | -0.13% | 15.29% | |
| Cherry Creek Mortgage | -0.01% | 4.39% | |
| loanDepot | -0.00% | 3.34% | |
| Fairway Independent Mortgage Corporation | -0.00% | 7.38% | |
| Guild Mortgage Company | 0.01% | 2.64% | |
| Wells Fargo Bank | 0.02% | 0.88% | |
| Cornerstone Home Lending | 0.02% | 0.53% | |
| American Financing | 0.02% | 1.23% | |
| US Bank | 0.04% | 0.70% | |
| Centennial Lending | 0.04% | 3.69% | |
| USAA | 0.07% | 10.02% | |
| The Federal Savings Bank | 0.08% | 7.91% | |
| Quicken Loans | 0.10% | 6.68% | |
| CMG Financial | 0.10% | 3.34% | |
| Wallick & Volk | 0.17% | 14.24% |
| Lender Name | Rate Difference | Rate Rating | Market Share |
|---|---|---|---|
| Jonah Bank of Wyoming | -0.16% | 24.09% | |
| First Interstate Bank | -0.14% | 16.84% | |
| Cherry Creek Mortgage | 0.01% | 5.96% | |
| Fairway Independent Mortgage Corporation | 0.01% | 10.62% | |
| Wells Fargo Bank | 0.03% | 1.04% | |
| Guild Mortgage Company | 0.03% | 3.37% | |
| Cornerstone Home Lending | 0.04% | 0.26% | |
| The Federal Savings Bank | 0.05% | 0.26% | |
| US Bank | 0.06% | 0.52% | |
| Centennial Lending | 0.07% | 3.37% | |
| American Financing | 0.08% | 0.78% | |
| Quicken Loans | 0.10% | 2.59% | |
| USAA | 0.12% | 10.10% | |
| CMG Financial | 0.16% | 3.37% | |
| Wallick & Volk | 0.21% | 16.84% |
| Lender Name | Rate Difference | Rate Rating | Market Share |
|---|---|---|---|
| First Interstate Bank | -0.11% | 12.02% | |
| Jonah Bank of Wyoming | -0.07% | 4.37% | |
| American Financing | -0.04% | 2.19% | |
| CMG Financial | -0.04% | 3.28% | |
| USAA | -0.03% | 9.84% | |
| loanDepot | -0.03% | 10.38% | |
| Guild Mortgage Company | -0.03% | 1.09% | |
| Fairway Independent Mortgage Corporation | -0.02% | 0.55% | |
| Cornerstone Home Lending | -0.02% | 1.09% | |
| Centennial Lending | -0.01% | 4.37% | |
| Cherry Creek Mortgage | -0.01% | 1.09% | |
| US Bank | 0.00% | 1.09% | |
| Wells Fargo Bank | 0.00% | 0.55% | |
| Wallick & Volk | 0.04% | 8.74% | |
| The Federal Savings Bank | 0.05% | 24.04% | |
| Quicken Loans | 0.07% | 15.30% |
* Data is compiled for the Cheyenne, WY commuting zone area, which comprises of counties of Kimball County, NE, and Laramie County, WY. This includes cities/towns/communities of Cheyenne, WY as well as Ranchettes, WY, Pine Bluffs, WY, Fox Farm-College, WY, South Greeley, WY, Kimball, NE, and Warren AFB, WY. Lenders must have made at least 30 loans in the area to be included. Source of the data is Federal Financial Institutions Examination Council (FFIEC). Rate Difference (the average difference of interest rates relative to those of other lenders) were computed by subtracting the rate at origination from the average predicted rate conditional on the commuting zone, borrower LTV, DTI, Loan Amount, Loan Type, and Loan Purpose, and then regularized based on a Bayesian approach to account for smaller sample sizes. Above-average mortgage closing costs were then added to the rate difference at a rate of +0.15/point. Star ratings were determined in intervals of 0.10% in rate difference per half star.
Mortgage Lender Rankings in Other Cities
This page contains information about the top mortgage lenders in the Cheyenne, WY area. For mortgage lender rankings in other cities, click here.