Which mortgage lender in the Hattiesburg, MS area typically has the best rates? To help you narrow down where to shop for a mortgage, MortgageWaldo.com provides an objective and data driven ranking of mortgage lenders operating in the Hattiesburg, MS area by interest rate and market share. We maintain our independence by not accepting any compensation from the mortgage lenders we rank, and use data on all fixed rate mortgages that were closed in the past year to generate our rankings.
Going by historical data, the best mortgage lender in the Hattiesburg, MS area in terms of interest rate is Trustmark National Bank, with an average “Rate Difference” of -0.09%. This means that, comparing similar borrowers, Trustmark National Bank provided a -0.09% lower interest rate for its customers than other lenders in the area. Trustmark National Bank has a market share of 20.4%. It is the most popular lender in the Hattiesburg, MS area.
Our detailed ranking of mortgage lenders in the Hattiesburg, MS area is shown in the table below. In the table, we also give our assessment of whether they are, on average, a cheap/expensive lender through a star rating system. You can choose to tailor our ranking table to a specific mortgage type (Conventional/Jumbo/FHA/VA) and purpose (purchase/refinance) through the drop-down menu. For example, going by historical data, the cheapest lender for Conventional mortgages in Hattiesburg, MS is Trustmark National Bank. If you want to take out a loan that is above conforming limits (above $548,250 or $822,375 depending on the area in 2021), the cheapest Jumbo mortgage provider is Regions Bank. If on the other hand, you want lower down payment or credit score requirements, the cheapest FHA mortgage provider is Keesler Federal Credit Union. The cheapest VA mortgage provider is Trustmark National Bank. Note that as a consumer advocate we always recommend shopping among several of our top ranked lenders in order to get the best rates and fees.
Ranking of Mortgage Lenders in Hattiesburg, MS
| Lender Name | Rate Difference | Rate Rating | Market Share |
|---|---|---|---|
| Trustmark National Bank | -0.09% | 20.44% | |
| Keesler Federal Credit Union | -0.08% | 4.78% | |
| Community Bank of Mississippi | -0.07% | 5.27% | |
| PriorityOne Bank | -0.04% | 4.44% | |
| USAA | -0.03% | 3.12% | |
| Regions Bank | -0.02% | 5.96% | |
| Wells Fargo Bank | 0.00% | 2.63% | |
| Citizens Bank | 0.02% | 7.07% | |
| Hancock Whitney Bank | 0.02% | 3.40% | |
| The Mortgage Connection | 0.02% | 5.75% | |
| BancorpSouth Bank | 0.04% | 6.44% | |
| Thompson Kane Mortgage Loans | 0.05% | 2.43% | |
| Hamilton Mortgage Corporation | 0.06% | 3.47% | |
| Caliber Home Loans | 0.06% | 2.29% | |
| Fidelity Bank LA | 0.06% | 3.74% | |
| Quicken Loans | 0.09% | 14.07% | |
| loanDepot | 0.10% | 4.71% |
| Lender Name | Rate Difference | Rate Rating | Market Share |
|---|---|---|---|
| Trustmark National Bank | -0.08% | 24.46% | |
| Community Bank of Mississippi | -0.07% | 6.57% | |
| Keesler Federal Credit Union | -0.07% | 4.31% | |
| PriorityOne Bank | -0.04% | 4.09% | |
| Citizens Bank | -0.02% | 5.93% | |
| Regions Bank | -0.02% | 5.60% | |
| USAA | -0.01% | 4.20% | |
| Wells Fargo Bank | 0.01% | 3.02% | |
| The Mortgage Connection | 0.03% | 6.03% | |
| Hancock Whitney Bank | 0.03% | 3.88% | |
| BancorpSouth Bank | 0.05% | 6.25% | |
| Thompson Kane Mortgage Loans | 0.07% | 3.34% | |
| Hamilton Mortgage Corporation | 0.07% | 1.51% | |
| Caliber Home Loans | 0.07% | 2.48% | |
| Fidelity Bank LA | 0.09% | 5.06% | |
| Quicken Loans | 0.12% | 8.51% | |
| loanDepot | 0.13% | 4.74% |
| Lender Name | Rate Difference | Rate Rating | Market Share |
|---|---|---|---|
| Keesler Federal Credit Union | -0.10% | 5.63% | |
| Trustmark National Bank | -0.09% | 13.20% | |
| PriorityOne Bank | -0.05% | 5.05% | |
| Regions Bank | -0.04% | 6.60% | |
| Community Bank of Mississippi | -0.02% | 2.91% | |
| USAA | -0.01% | 1.17% | |
| Hancock Whitney Bank | -0.01% | 2.52% | |
| The Mortgage Connection | -0.00% | 5.24% | |
| Fidelity Bank LA | -0.00% | 1.36% | |
| Wells Fargo Bank | 0.01% | 1.94% | |
| Thompson Kane Mortgage Loans | 0.02% | 0.78% | |
| BancorpSouth Bank | 0.03% | 6.80% | |
| loanDepot | 0.03% | 4.66% | |
| Hamilton Mortgage Corporation | 0.03% | 6.99% | |
| Caliber Home Loans | 0.04% | 1.94% | |
| Citizens Bank | 0.05% | 9.13% | |
| Quicken Loans | 0.05% | 24.08% |
| Lender Name | Rate Difference | Rate Rating | Market Share |
|---|---|---|---|
| Trustmark National Bank | -0.10% | 17.19% | |
| Community Bank of Mississippi | -0.09% | 6.49% | |
| Keesler Federal Credit Union | -0.08% | 4.54% | |
| PriorityOne Bank | -0.05% | 5.19% | |
| Regions Bank | -0.02% | 6.81% | |
| USAA | -0.01% | 0.97% | |
| Wells Fargo Bank | 0.00% | 3.89% | |
| The Mortgage Connection | 0.02% | 7.35% | |
| Hancock Whitney Bank | 0.02% | 4.00% | |
| Citizens Bank | 0.02% | 9.41% | |
| Fidelity Bank LA | 0.04% | 3.68% | |
| loanDepot | 0.04% | 3.35% | |
| Thompson Kane Mortgage Loans | 0.05% | 1.62% | |
| BancorpSouth Bank | 0.06% | 7.68% | |
| Hamilton Mortgage Corporation | 0.06% | 4.97% | |
| Caliber Home Loans | 0.08% | 1.19% | |
| Quicken Loans | 0.12% | 11.68% |
| Lender Name | Rate Difference | Rate Rating | Market Share |
|---|---|---|---|
| Community Bank of Mississippi | -0.09% | 8.80% | |
| Trustmark National Bank | -0.08% | 20.22% | |
| Keesler Federal Credit Union | -0.06% | 3.93% | |
| PriorityOne Bank | -0.05% | 4.31% | |
| Citizens Bank | -0.02% | 8.24% | |
| Regions Bank | -0.01% | 5.99% | |
| USAA | 0.01% | 1.50% | |
| Wells Fargo Bank | 0.02% | 4.87% | |
| loanDepot | 0.04% | 3.00% | |
| The Mortgage Connection | 0.04% | 8.43% | |
| Hancock Whitney Bank | 0.05% | 5.06% | |
| Fidelity Bank LA | 0.07% | 5.06% | |
| Thompson Kane Mortgage Loans | 0.07% | 2.25% | |
| Hamilton Mortgage Corporation | 0.08% | 2.06% | |
| BancorpSouth Bank | 0.08% | 8.24% | |
| Caliber Home Loans | 0.11% | 1.12% | |
| Quicken Loans | 0.13% | 6.93% |
| Lender Name | Rate Difference | Rate Rating | Market Share |
|---|---|---|---|
| Keesler Federal Credit Union | -0.12% | 5.37% | |
| Trustmark National Bank | -0.11% | 13.04% | |
| PriorityOne Bank | -0.06% | 6.39% | |
| Regions Bank | -0.04% | 7.93% | |
| Community Bank of Mississippi | -0.03% | 3.32% | |
| Hancock Whitney Bank | -0.02% | 2.56% | |
| The Mortgage Connection | -0.01% | 5.88% | |
| Fidelity Bank LA | -0.01% | 1.79% | |
| Wells Fargo Bank | 0.00% | 2.56% | |
| Thompson Kane Mortgage Loans | 0.03% | 0.77% | |
| Hamilton Mortgage Corporation | 0.03% | 8.95% | |
| USAA | 0.03% | 0.26% | |
| BancorpSouth Bank | 0.03% | 6.91% | |
| Caliber Home Loans | 0.03% | 1.28% | |
| loanDepot | 0.04% | 3.84% | |
| Citizens Bank | 0.05% | 11.00% | |
| Quicken Loans | 0.09% | 18.16% |
| Lender Name | Rate Difference | Rate Rating | Market Share |
|---|---|---|---|
| Keesler Federal Credit Union | -0.10% | 4.86% | |
| Trustmark National Bank | -0.09% | 29.71% | |
| Regions Bank | -0.04% | 4.57% | |
| PriorityOne Bank | -0.03% | 3.43% | |
| Citizens Bank | -0.02% | 3.14% | |
| BancorpSouth Bank | -0.01% | 5.43% | |
| Hancock Whitney Bank | -0.01% | 2.29% | |
| The Mortgage Connection | 0.02% | 1.71% | |
| Community Bank of Mississippi | 0.02% | 4.00% | |
| Thompson Kane Mortgage Loans | 0.03% | 3.71% | |
| Caliber Home Loans | 0.05% | 5.43% | |
| Quicken Loans | 0.06% | 21.71% | |
| Fidelity Bank LA | 0.14% | 3.14% | |
| loanDepot | 0.20% | 6.86% |
| Lender Name | Rate Difference | Rate Rating | Market Share |
|---|---|---|---|
| Keesler Federal Credit Union | -0.10% | 5.78% | |
| Trustmark National Bank | -0.09% | 34.30% | |
| Regions Bank | -0.04% | 5.42% | |
| BancorpSouth Bank | -0.03% | 3.97% | |
| PriorityOne Bank | -0.03% | 3.97% | |
| Citizens Bank | -0.02% | 2.89% | |
| Hancock Whitney Bank | -0.01% | 2.53% | |
| The Mortgage Connection | 0.02% | 2.17% | |
| Community Bank of Mississippi | 0.02% | 4.69% | |
| Thompson Kane Mortgage Loans | 0.03% | 4.33% | |
| Caliber Home Loans | 0.05% | 5.05% | |
| Quicken Loans | 0.11% | 12.64% | |
| Fidelity Bank LA | 0.14% | 3.97% | |
| loanDepot | 0.21% | 8.30% |
| Lender Name | Rate Difference | Rate Rating | Market Share |
|---|---|---|---|
| Trustmark National Bank | -0.05% | 12.33% | |
| Citizens Bank | -0.00% | 4.11% | |
| Quicken Loans | -0.00% | 56.16% | |
| Hancock Whitney Bank | 0.01% | 1.37% | |
| Thompson Kane Mortgage Loans | 0.01% | 1.37% | |
| BancorpSouth Bank | 0.01% | 10.96% | |
| Keesler Federal Credit Union | 0.01% | 1.37% | |
| Community Bank of Mississippi | 0.01% | 1.37% | |
| Regions Bank | 0.02% | 1.37% | |
| loanDepot | 0.03% | 1.37% | |
| PriorityOne Bank | 0.03% | 1.37% | |
| Caliber Home Loans | 0.06% | 6.85% |
| Lender Name | Rate Difference | Rate Rating | Market Share |
|---|---|---|---|
| Regions Bank | -0.01% | 25.00% | |
| Keesler Federal Credit Union | -0.00% | 8.33% | |
| Trustmark National Bank | -0.00% | 16.67% | |
| Wells Fargo Bank | 0.00% | 8.33% | |
| The Mortgage Connection | 0.01% | 41.67% |
| Lender Name | Rate Difference | Rate Rating | Market Share |
|---|---|---|---|
| The Mortgage Connection | -0.00% | 40.00% | |
| Trustmark National Bank | 0.00% | 20.00% | |
| Regions Bank | 0.00% | 20.00% | |
| Wells Fargo Bank | 0.00% | 20.00% |
| Lender Name | Rate Difference | Rate Rating | Market Share |
|---|---|---|---|
| Regions Bank | -0.01% | 28.57% | |
| Keesler Federal Credit Union | -0.00% | 14.29% | |
| Trustmark National Bank | -0.00% | 14.29% | |
| The Mortgage Connection | 0.01% | 42.86% |
| Lender Name | Rate Difference | Rate Rating | Market Share |
|---|---|---|---|
| Trustmark National Bank | -0.07% | 19.23% | |
| USAA | -0.03% | 23.08% | |
| Keesler Federal Credit Union | -0.02% | 5.77% | |
| PriorityOne Bank | -0.02% | 2.56% | |
| Citizens Bank | 0.01% | 2.56% | |
| Wells Fargo Bank | 0.02% | 0.64% | |
| The Mortgage Connection | 0.02% | 2.56% | |
| Community Bank of Mississippi | 0.02% | 1.28% | |
| Hancock Whitney Bank | 0.03% | 2.56% | |
| BancorpSouth Bank | 0.03% | 1.92% | |
| Quicken Loans | 0.03% | 12.18% | |
| loanDepot | 0.04% | 8.33% | |
| Regions Bank | 0.04% | 2.56% | |
| Caliber Home Loans | 0.05% | 1.92% | |
| Hamilton Mortgage Corporation | 0.05% | 2.56% | |
| Fidelity Bank LA | 0.07% | 5.77% | |
| Thompson Kane Mortgage Loans | 0.08% | 4.49% |
| Lender Name | Rate Difference | Rate Rating | Market Share |
|---|---|---|---|
| Trustmark National Bank | -0.08% | 20.54% | |
| USAA | -0.03% | 27.68% | |
| PriorityOne Bank | -0.01% | 3.57% | |
| Keesler Federal Credit Union | 0.00% | 2.68% | |
| Citizens Bank | 0.02% | 2.68% | |
| Community Bank of Mississippi | 0.02% | 0.89% | |
| Hancock Whitney Bank | 0.03% | 1.79% | |
| Wells Fargo Bank | 0.03% | 0.89% | |
| The Mortgage Connection | 0.03% | 2.68% | |
| Quicken Loans | 0.03% | 6.25% | |
| BancorpSouth Bank | 0.04% | 2.68% | |
| Regions Bank | 0.05% | 3.57% | |
| loanDepot | 0.05% | 4.46% | |
| Caliber Home Loans | 0.06% | 2.68% | |
| Hamilton Mortgage Corporation | 0.06% | 2.68% | |
| Fidelity Bank LA | 0.07% | 8.04% | |
| Thompson Kane Mortgage Loans | 0.08% | 6.25% |
| Lender Name | Rate Difference | Rate Rating | Market Share |
|---|---|---|---|
| Keesler Federal Credit Union | -0.05% | 13.64% | |
| Trustmark National Bank | -0.02% | 15.91% | |
| USAA | -0.01% | 11.36% | |
| The Mortgage Connection | -0.00% | 2.27% | |
| Hamilton Mortgage Corporation | 0.01% | 2.27% | |
| Community Bank of Mississippi | 0.01% | 2.27% | |
| Citizens Bank | 0.01% | 2.27% | |
| loanDepot | 0.02% | 18.18% | |
| Quicken Loans | 0.02% | 27.27% | |
| Hancock Whitney Bank | 0.02% | 4.55% |
* Data is compiled for the Hattiesburg, MS commuting zone area, which comprises of counties of Covington County, MS, Forrest County, MS, Jefferson Davis County, MS, Lamar County, MS, Marion County, MS, Perry County, MS, and Walthall County, MS. This includes cities/towns/communities of Hattiesburg, MS as well as Petal, MS, Sumrall, MS, Columbia, MS, West Hattiesburg, MS, Tylertown, MS, Purvis, MS, Collins, MS, Mount Olive, MS, Prentiss, MS, Richton, MS, Foxworth, MS, Beaumont, MS, Bassfield, MS, and Lumberton, MS. Lenders must have made at least 30 loans in the area to be included. Source of the data is Federal Financial Institutions Examination Council (FFIEC). Rate Difference (the average difference of interest rates relative to those of other lenders) were computed by subtracting the rate at origination from the average predicted rate conditional on the commuting zone, borrower LTV, DTI, Loan Amount, Loan Type, and Loan Purpose, and then regularized based on a Bayesian approach to account for smaller sample sizes. Above-average mortgage closing costs were then added to the rate difference at a rate of +0.15/point. Star ratings were determined in intervals of 0.10% in rate difference per half star.
Mortgage Lender Rankings in Other Cities
This page contains information about the top mortgage lenders in the Hattiesburg, MS area. For mortgage lender rankings in other cities, click here.