Top Mortgage Lenders in Louisville, KY

Which mortgage lender in the Louisville, KY area typically has the best rates? To help you narrow down where to shop for a mortgage, MortgageWaldo.com provides an objective and data driven ranking of mortgage lenders operating in the Louisville, KY area by interest rate and market share. We maintain our independence by not accepting any compensation from the mortgage lenders we rank, and use data on all fixed rate mortgages that were closed in the past year to generate our rankings.

Going by historical data, the best mortgage lender in the Louisville, KY area in terms of interest rate is Provident Funding, with an average “Rate Difference” of -0.25%. This means that, comparing similar borrowers, Provident Funding provided a -0.25% lower interest rate for its customers than other lenders in the area. Provident Funding has a market share of 2.8%. On the other hand, the most popular lender in the Louisville, KY area is Quicken Loans, with a larger market share of 9.1%. However, Quicken Loans also tends to be an expensive lender in the area, with an average “Rate Difference” of +0.10% compared to those of other lenders. We recommend shopping around before going with this popular lender.

Our detailed ranking of mortgage lenders in the Louisville, KY area is shown in the table below. In the table, we also give our assessment of whether they are, on average, a cheap/expensive lender through a star rating system. You can choose to tailor our ranking table to a specific mortgage type (Conventional/Jumbo/FHA/VA) and purpose (purchase/refinance) through the drop-down menu. For example, going by historical data, the cheapest lender for Conventional mortgages in Louisville, KY is Provident Funding. If you want to take out a loan that is above conforming limits (above $548,250 or $822,375 depending on the area in 2021), the cheapest Jumbo mortgage provider is Bank of America. If on the other hand, you want lower down payment or credit score requirements, the cheapest FHA mortgage provider is Freedom Mortgage Corporation. The cheapest VA mortgage provider is Navy Federal Credit Union. Note that as a consumer advocate we always recommend shopping among several of our top ranked lenders in order to get the best rates and fees.

Ranking of Mortgage Lenders in Louisville, KY

Mortgage Type:

Purchase/Refinance:

Lender Name	Rate Difference	Rate Rating	Market Share
Provident Funding	-0.25%	(4.5)	2.79%
Victory Mortgage	-0.19%	(4.5)	0.44%
Prosperity Home Mortgage LLC	-0.19%	(4.5)	1.09%
Home Point Financial Corporation	-0.16%	(4.5)	3.05%
Commonwealth Credit Union	-0.15%	(4.5)	0.35%
L&N Federal Credit Union	-0.14%	(4.0)	0.86%
Stock Yards Bank & Trust	-0.12%	(4.0)	2.16%
First Harrison Bank	-0.11%	(4.0)	2.06%
Fifth Third Bank	-0.11%	(4.0)	3.98%
Amerisave Mortgage Corporation	-0.10%	(4.0)	0.84%
RoundPoint Mortgage Servicing Corporation	-0.09%	(4.0)	0.28%
Central Bank KY	-0.08%	(4.0)	0.38%
Centra Credit Union	-0.08%	(4.0)	0.59%
Freedom Mortgage Corporation	-0.08%	(4.0)	1.37%
Union Savings Bank	-0.08%	(4.0)	0.16%
Victory Community Bank	-0.08%	(4.0)	0.60%
Huntington National Bank	-0.07%	(4.0)	0.56%
Bank of America	-0.07%	(4.0)	0.48%
US Bank	-0.07%	(4.0)	3.13%
Bay Equity Home Loans	-0.07%	(4.0)	0.39%
Guardian Savings Bank	-0.06%	(4.0)	0.16%
Mortgage Warehouse	-0.06%	(4.0)	1.62%
Flagstar Bank	-0.06%	(4.0)	1.07%
Forcht Bank	-0.06%	(4.0)	0.22%
Old National Bank	-0.05%	(4.0)	0.42%
Truist Bank	-0.05%	(4.0)	1.12%
Ruoff Mortgage	-0.05%	(3.5)	1.24%
WesBanco	-0.05%	(3.5)	0.53%
South Central Bank	-0.04%	(3.5)	0.19%
Guaranty Home Mortgage Corporation	-0.04%	(3.5)	0.15%
JPMorgan Chase Bank	-0.04%	(3.5)	3.77%
FirstBank TN	-0.04%	(3.5)	0.15%
myCUmortgage	-0.04%	(3.5)	0.16%
Magnolia Bank	-0.03%	(3.5)	2.41%
Hometown Lenders	-0.02%	(3.5)	0.26%
Village Capital	-0.02%	(3.5)	0.15%
Navy Federal Credit Union	-0.02%	(3.5)	0.54%
Keller Mortgage	-0.02%	(3.5)	0.16%
German American Bank	-0.02%	(3.5)	0.34%
FBC Mortgage	-0.01%	(3.5)	0.32%
Union Home Mortgage	-0.01%	(3.5)	0.20%
Lakeview Loan Servicing	-0.01%	(3.5)	0.35%
Stearns Home Loans	-0.01%	(3.5)	1.24%
NewRez	-0.01%	(3.5)	0.33%
Park Community Credit Union	-0.00%	(3.5)	0.71%
Plaza Home Mortgage	-0.00%	(3.5)	0.16%
USAA	-0.00%	(3.5)	1.15%
Commonwealth Bank and Trust Company	-0.00%	(3.5)	7.31%
State Farm Bank	0.00%	(3.5)	0.15%
New American Funding	0.01%	(3.5)	0.16%
Guaranteed Rate	0.01%	(3.5)	0.26%
First Financial Bank	0.02%	(3.5)	1.72%
CMG Financial	0.03%	(3.5)	0.58%
PennyMac Loan Services	0.03%	(3.5)	0.59%
Cardinal Financial Company	0.03%	(3.5)	0.23%
Regions Bank	0.03%	(3.5)	0.18%
Pulte Mortgage LLC	0.03%	(3.5)	0.69%
PNC Bank	0.04%	(3.5)	5.51%
Bank of England AR	0.04%	(3.5)	0.21%
Churchill Mortgage	0.04%	(3.5)	0.19%
Republic State Mortgage Co	0.04%	(3.5)	0.15%
Primary Residential Mortgage Inc	0.04%	(3.5)	0.56%
Carrington Mortgage Services	0.05%	(3.5)	0.80%
emmloans	0.05%	(3.5)	0.39%
Stockton Mortgage	0.05%	(3.5)	1.96%
Wells Fargo Bank	0.05%	(3.5)	1.86%
Fair Way Lending	0.05%	(3.0)	0.40%
Fairway Independent Mortgage Corporation	0.05%	(3.0)	2.40%
Northpointe Bank	0.06%	(3.0)	0.58%
Land Home Financial Services	0.06%	(3.0)	0.33%
PrimeLending	0.07%	(3.0)	0.40%
Caliber Home Loans	0.07%	(3.0)	0.92%
loanDepot	0.07%	(3.0)	0.84%
United Mortgage Corp	0.07%	(3.0)	0.21%
Partners United Financial	0.07%	(3.0)	0.16%
Movement Mortgage	0.07%	(3.0)	0.99%
American Mortgage Service Company	0.08%	(3.0)	1.83%
Success Mortgage Partners	0.08%	(3.0)	0.25%
Sierra Pacific Mortgage	0.08%	(3.0)	0.24%
HomeServices Lending	0.09%	(3.0)	0.95%
Synergy One Lending	0.10%	(3.0)	0.66%
The Federal Savings Bank	0.10%	(3.0)	0.21%
Quicken Loans	0.10%	(3.0)	9.05%
First Savings Bank	0.11%	(3.0)	1.97%
Benchmark	0.11%	(3.0)	1.20%
Reliance First Capital	0.11%	(3.0)	0.21%
Amerifirst Home Mortgage	0.11%	(3.0)	0.15%
Draper and Kramer Mortgage Corp	0.11%	(3.0)	0.30%
InterLinc Mortgage Services	0.12%	(3.0)	2.62%
HomeBridge Financial Services	0.12%	(3.0)	0.19%
AnnieMac Home Mortgage	0.12%	(3.0)	0.64%
Farm Credit Mid-America	0.13%	(3.0)	0.21%
Royal United Mortgage	0.16%	(2.5)	0.18%
Republic Bank Louisville KY	0.16%	(2.5)	1.22%
Evansville Teachers Federal Credit Union	0.17%	(2.5)	1.39%
Mr. Cooper	0.20%	(2.5)	0.89%
NewDay USA	0.47%	(1.0)	0.27%

Lender Name	Rate Difference	Rate Rating	Market Share
Freedom Mortgage Corporation	-0.26%	(5.0)	1.46%
Provident Funding	-0.21%	(4.5)	1.95%
Prosperity Home Mortgage LLC	-0.20%	(4.5)	1.80%
Victory Mortgage	-0.18%	(4.5)	0.78%
JPMorgan Chase Bank	-0.16%	(4.5)	3.73%
Home Point Financial Corporation	-0.16%	(4.5)	3.62%
First Harrison Bank	-0.15%	(4.5)	1.48%
US Bank	-0.15%	(4.0)	3.87%
PNC Bank	-0.12%	(4.0)	3.21%
Bank of America	-0.12%	(4.0)	0.54%
Fifth Third Bank	-0.09%	(4.0)	3.09%
Bay Equity Home Loans	-0.08%	(4.0)	0.55%
Victory Community Bank	-0.07%	(4.0)	1.00%
Central Bank KY	-0.07%	(4.0)	0.44%
Huntington National Bank	-0.06%	(4.0)	0.59%
Flagstar Bank	-0.06%	(4.0)	1.35%
Stock Yards Bank & Trust	-0.05%	(3.5)	2.39%
WesBanco	-0.04%	(3.5)	0.59%
Wells Fargo Bank	-0.04%	(3.5)	1.97%
Old National Bank	-0.04%	(3.5)	0.38%
myCUmortgage	-0.04%	(3.5)	0.22%
Guaranty Home Mortgage Corporation	-0.03%	(3.5)	0.13%
Truist Bank	-0.03%	(3.5)	1.04%
Ruoff Mortgage	-0.02%	(3.5)	1.75%
Commonwealth Credit Union	-0.02%	(3.5)	0.15%
Union Savings Bank	-0.02%	(3.5)	0.11%
PennyMac Loan Services	-0.02%	(3.5)	0.29%
Hometown Lenders	-0.02%	(3.5)	0.37%
NewRez	-0.02%	(3.5)	0.22%
Amerisave Mortgage Corporation	-0.02%	(3.5)	0.29%
Navy Federal Credit Union	-0.01%	(3.5)	0.81%
Keller Mortgage	-0.01%	(3.5)	0.23%
State Farm Bank	-0.01%	(3.5)	0.09%
FirstBank TN	-0.00%	(3.5)	0.10%
South Central Bank	-0.00%	(3.5)	0.18%
FBC Mortgage	-0.00%	(3.5)	0.47%
Union Home Mortgage	-0.00%	(3.5)	0.26%
Plaza Home Mortgage	0.00%	(3.5)	0.18%
Forcht Bank	0.01%	(3.5)	0.16%
Lakeview Loan Servicing	0.01%	(3.5)	0.07%
Magnolia Bank	0.02%	(3.5)	2.99%
Guardian Savings Bank	0.02%	(3.5)	0.10%
Stearns Home Loans	0.02%	(3.5)	1.65%
The Federal Savings Bank	0.02%	(3.5)	0.02%
First Savings Bank	0.02%	(3.5)	2.09%
German American Bank	0.02%	(3.5)	0.32%
Cardinal Financial Company	0.03%	(3.5)	0.18%
Centra Credit Union	0.03%	(3.5)	0.48%
USAA	0.03%	(3.5)	1.53%
Regions Bank	0.03%	(3.5)	0.19%
CMG Financial	0.03%	(3.5)	0.74%
Park Community Credit Union	0.04%	(3.5)	0.53%
RoundPoint Mortgage Servicing Corporation	0.04%	(3.5)	0.02%
Mortgage Warehouse	0.04%	(3.5)	0.72%
Guaranteed Rate	0.04%	(3.5)	0.31%
New American Funding	0.04%	(3.5)	0.16%
Commonwealth Bank and Trust Company	0.04%	(3.5)	7.27%
Pulte Mortgage LLC	0.04%	(3.5)	1.26%
Quicken Loans	0.05%	(3.5)	4.90%
Reliance First Capital	0.05%	(3.5)	0.01%
Bank of England AR	0.05%	(3.5)	0.26%
United Mortgage Corp	0.05%	(3.0)	0.08%
Village Capital	0.06%	(3.0)	0.01%
emmloans	0.06%	(3.0)	0.35%
L&N Federal Credit Union	0.07%	(3.0)	0.49%
Fair Way Lending	0.07%	(3.0)	0.51%
Royal United Mortgage	0.07%	(3.0)	0.04%
Churchill Mortgage	0.07%	(3.0)	0.19%
First Financial Bank	0.07%	(3.0)	1.94%
Republic State Mortgage Co	0.07%	(3.0)	0.19%
HomeBridge Financial Services	0.08%	(3.0)	0.15%
Mr. Cooper	0.08%	(3.0)	0.41%
Land Home Financial Services	0.08%	(3.0)	0.52%
PrimeLending	0.08%	(3.0)	0.62%
Northpointe Bank	0.09%	(3.0)	0.73%
Partners United Financial	0.09%	(3.0)	0.28%
Stockton Mortgage	0.10%	(3.0)	2.58%
Movement Mortgage	0.10%	(3.0)	1.56%
Fairway Independent Mortgage Corporation	0.10%	(3.0)	3.44%
HomeServices Lending	0.10%	(3.0)	1.63%
Sierra Pacific Mortgage	0.10%	(3.0)	0.34%
Primary Residential Mortgage Inc	0.11%	(3.0)	0.65%
American Mortgage Service Company	0.11%	(3.0)	2.84%
Caliber Home Loans	0.11%	(3.0)	1.03%
loanDepot	0.12%	(3.0)	0.53%
Success Mortgage Partners	0.12%	(3.0)	0.31%
Synergy One Lending	0.12%	(3.0)	0.70%
Draper and Kramer Mortgage Corp	0.13%	(3.0)	0.51%
Benchmark	0.13%	(3.0)	1.28%
Republic Bank Louisville KY	0.14%	(3.0)	1.33%
Amerifirst Home Mortgage	0.15%	(3.0)	0.22%
Carrington Mortgage Services	0.15%	(3.0)	0.21%
InterLinc Mortgage Services	0.15%	(3.0)	3.82%
Farm Credit Mid-America	0.17%	(2.5)	0.29%
AnnieMac Home Mortgage	0.17%	(2.5)	0.78%
Evansville Teachers Federal Credit Union	0.20%	(2.5)	1.84%

Lender Name	Rate Difference	Rate Rating	Market Share
Provident Funding	-0.28%	(5.0)	3.84%
L&N Federal Credit Union	-0.24%	(4.5)	1.30%
Stock Yards Bank & Trust	-0.23%	(4.5)	1.89%
Commonwealth Credit Union	-0.20%	(4.5)	0.59%
Centra Credit Union	-0.17%	(4.5)	0.73%
Home Point Financial Corporation	-0.16%	(4.5)	2.34%
Amerisave Mortgage Corporation	-0.13%	(4.0)	1.50%
Union Savings Bank	-0.12%	(4.0)	0.21%
Fifth Third Bank	-0.12%	(4.0)	5.07%
Ruoff Mortgage	-0.12%	(4.0)	0.61%
Guardian Savings Bank	-0.12%	(4.0)	0.22%
Magnolia Bank	-0.11%	(4.0)	1.70%
Central Bank KY	-0.11%	(4.0)	0.31%
Forcht Bank	-0.11%	(4.0)	0.31%
RoundPoint Mortgage Servicing Corporation	-0.11%	(4.0)	0.59%
Mortgage Warehouse	-0.10%	(4.0)	2.71%
Fairway Independent Mortgage Corporation	-0.09%	(4.0)	1.13%
First Harrison Bank	-0.09%	(4.0)	2.77%
South Central Bank	-0.09%	(4.0)	0.19%
Huntington National Bank	-0.09%	(4.0)	0.52%
USAA	-0.09%	(4.0)	0.69%
American Mortgage Service Company	-0.08%	(4.0)	0.58%
Stearns Home Loans	-0.07%	(4.0)	0.73%
Old National Bank	-0.07%	(4.0)	0.47%
Truist Bank	-0.07%	(4.0)	1.22%
FirstBank TN	-0.07%	(4.0)	0.20%
German American Bank	-0.07%	(4.0)	0.36%
Primary Residential Mortgage Inc	-0.06%	(4.0)	0.44%
Stockton Mortgage	-0.06%	(4.0)	1.20%
Commonwealth Bank and Trust Company	-0.06%	(4.0)	7.36%
WesBanco	-0.06%	(4.0)	0.47%
Flagstar Bank	-0.06%	(4.0)	0.72%
Guaranty Home Mortgage Corporation	-0.05%	(4.0)	0.17%
Keller Mortgage	-0.04%	(3.5)	0.06%
Victory Community Bank	-0.04%	(3.5)	0.12%
First Financial Bank	-0.04%	(3.5)	1.44%
Park Community Credit Union	-0.04%	(3.5)	0.92%
FBC Mortgage	-0.04%	(3.5)	0.14%
Village Capital	-0.04%	(3.5)	0.33%
Navy Federal Credit Union	-0.04%	(3.5)	0.20%
Union Home Mortgage	-0.03%	(3.5)	0.14%
myCUmortgage	-0.03%	(3.5)	0.08%
Guaranteed Rate	-0.03%	(3.5)	0.19%
Lakeview Loan Servicing	-0.03%	(3.5)	0.70%
Hometown Lenders	-0.02%	(3.5)	0.12%
New American Funding	-0.02%	(3.5)	0.17%
Movement Mortgage	-0.02%	(3.5)	0.29%
Prosperity Home Mortgage LLC	-0.02%	(3.5)	0.22%
Plaza Home Mortgage	-0.01%	(3.5)	0.13%
Success Mortgage Partners	-0.00%	(3.5)	0.17%
NewRez	-0.00%	(3.5)	0.47%
Republic State Mortgage Co	-0.00%	(3.5)	0.11%
Victory Mortgage	-0.00%	(3.5)	0.02%
State Farm Bank	-0.00%	(3.5)	0.23%
Churchill Mortgage	0.00%	(3.5)	0.18%
Land Home Financial Services	0.00%	(3.5)	0.11%
Amerifirst Home Mortgage	0.00%	(3.5)	0.07%
Northpointe Bank	0.00%	(3.5)	0.38%
Bay Equity Home Loans	0.00%	(3.5)	0.19%
Draper and Kramer Mortgage Corp	0.01%	(3.5)	0.04%
Partners United Financial	0.01%	(3.5)	0.02%
Bank of America	0.01%	(3.5)	0.41%
HomeServices Lending	0.01%	(3.5)	0.12%
InterLinc Mortgage Services	0.01%	(3.5)	1.15%
Caliber Home Loans	0.01%	(3.5)	0.78%
CMG Financial	0.02%	(3.5)	0.39%
Carrington Mortgage Services	0.02%	(3.5)	1.53%
Bank of England AR	0.02%	(3.5)	0.15%
Cardinal Financial Company	0.03%	(3.5)	0.29%
Fair Way Lending	0.03%	(3.5)	0.26%
emmloans	0.03%	(3.5)	0.43%
Farm Credit Mid-America	0.03%	(3.5)	0.11%
Regions Bank	0.04%	(3.5)	0.17%
AnnieMac Home Mortgage	0.04%	(3.5)	0.46%
PennyMac Loan Services	0.04%	(3.5)	0.96%
PrimeLending	0.04%	(3.5)	0.13%
Sierra Pacific Mortgage	0.04%	(3.5)	0.12%
loanDepot	0.04%	(3.5)	1.23%
Synergy One Lending	0.06%	(3.0)	0.60%
United Mortgage Corp	0.07%	(3.0)	0.37%
Benchmark	0.08%	(3.0)	1.11%
The Federal Savings Bank	0.09%	(3.0)	0.46%
JPMorgan Chase Bank	0.10%	(3.0)	3.81%
Reliance First Capital	0.10%	(3.0)	0.46%
PNC Bank	0.10%	(3.0)	8.34%
US Bank	0.11%	(3.0)	2.22%
Evansville Teachers Federal Credit Union	0.11%	(3.0)	0.85%
Quicken Loans	0.12%	(3.0)	14.15%
HomeBridge Financial Services	0.15%	(2.5)	0.24%
Royal United Mortgage	0.16%	(2.5)	0.34%
Wells Fargo Bank	0.17%	(2.5)	1.72%
Freedom Mortgage Corporation	0.18%	(2.5)	1.26%
Republic Bank Louisville KY	0.20%	(2.5)	1.08%
First Savings Bank	0.23%	(2.5)	1.83%
Mr. Cooper	0.23%	(2.5)	1.48%
NewDay USA	0.46%	(1.0)	0.59%

Lender Name	Rate Difference	Rate Rating	Market Share
Provident Funding	-0.25%	(4.5)	3.86%
Victory Mortgage	-0.24%	(4.5)	0.37%
Prosperity Home Mortgage LLC	-0.20%	(4.5)	1.25%
Commonwealth Credit Union	-0.15%	(4.0)	0.49%
Home Point Financial Corporation	-0.15%	(4.0)	2.55%
Ruoff Mortgage	-0.14%	(4.0)	1.08%
L&N Federal Credit Union	-0.13%	(4.0)	1.19%
Stock Yards Bank & Trust	-0.12%	(4.0)	2.51%
Amerisave Mortgage Corporation	-0.12%	(4.0)	0.99%
Fifth Third Bank	-0.11%	(4.0)	4.94%
RoundPoint Mortgage Servicing Corporation	-0.11%	(4.0)	0.32%
First Harrison Bank	-0.11%	(4.0)	2.69%
Victory Community Bank	-0.11%	(4.0)	0.59%
Central Bank KY	-0.11%	(4.0)	0.41%
Centra Credit Union	-0.08%	(4.0)	0.82%
Union Savings Bank	-0.08%	(4.0)	0.21%
Bank of America	-0.08%	(4.0)	0.57%
Huntington National Bank	-0.07%	(4.0)	0.56%
US Bank	-0.07%	(4.0)	4.08%
Mortgage Warehouse	-0.06%	(4.0)	2.06%
Guardian Savings Bank	-0.06%	(4.0)	0.22%
Forcht Bank	-0.06%	(4.0)	0.26%
Old National Bank	-0.06%	(4.0)	0.49%
Truist Bank	-0.06%	(4.0)	1.38%
Flagstar Bank	-0.05%	(4.0)	0.96%
Bay Equity Home Loans	-0.05%	(3.5)	0.37%
South Central Bank	-0.04%	(3.5)	0.20%
FirstBank TN	-0.04%	(3.5)	0.19%
JPMorgan Chase Bank	-0.04%	(3.5)	5.01%
Guaranty Home Mortgage Corporation	-0.04%	(3.5)	0.17%
Commonwealth Bank and Trust Company	-0.02%	(3.5)	7.85%
Keller Mortgage	-0.02%	(3.5)	0.19%
German American Bank	-0.02%	(3.5)	0.46%
WesBanco	-0.02%	(3.5)	0.55%
FBC Mortgage	-0.02%	(3.5)	0.39%
New American Funding	-0.01%	(3.5)	0.08%
Hometown Lenders	-0.01%	(3.5)	0.21%
NewRez	-0.01%	(3.5)	0.39%
Park Community Credit Union	-0.00%	(3.5)	0.98%
Magnolia Bank	-0.00%	(3.5)	1.71%
myCUmortgage	0.00%	(3.5)	0.08%
State Farm Bank	0.01%	(3.5)	0.21%
Stockton Mortgage	0.01%	(3.5)	1.67%
Guaranteed Rate	0.01%	(3.5)	0.27%
The Federal Savings Bank	0.02%	(3.5)	0.02%
Union Home Mortgage	0.02%	(3.5)	0.13%
Plaza Home Mortgage	0.02%	(3.5)	0.07%
Stearns Home Loans	0.03%	(3.5)	0.62%
Cardinal Financial Company	0.03%	(3.5)	0.18%
Primary Residential Mortgage Inc	0.03%	(3.5)	0.44%
Republic State Mortgage Co	0.03%	(3.5)	0.11%
CMG Financial	0.03%	(3.5)	0.27%
Lakeview Loan Servicing	0.04%	(3.5)	0.09%
First Financial Bank	0.04%	(3.5)	1.99%
Land Home Financial Services	0.04%	(3.5)	0.19%
Carrington Mortgage Services	0.04%	(3.5)	0.25%
Regions Bank	0.05%	(3.5)	0.19%
PNC Bank	0.05%	(3.5)	7.11%
Churchill Mortgage	0.05%	(3.5)	0.21%
Pulte Mortgage LLC	0.05%	(3.5)	0.62%
Bank of England AR	0.05%	(3.5)	0.21%
Success Mortgage Partners	0.05%	(3.5)	0.13%
USAA	0.05%	(3.0)	0.57%
HomeBridge Financial Services	0.05%	(3.0)	0.01%
Village Capital	0.05%	(3.0)	0.01%
loanDepot	0.06%	(3.0)	0.62%
Fair Way Lending	0.06%	(3.0)	0.25%
Wells Fargo Bank	0.06%	(3.0)	2.40%
PrimeLending	0.07%	(3.0)	0.41%
Northpointe Bank	0.08%	(3.0)	0.43%
Synergy One Lending	0.08%	(3.0)	0.48%
InterLinc Mortgage Services	0.09%	(3.0)	2.39%
AnnieMac Home Mortgage	0.09%	(3.0)	0.43%
HomeServices Lending	0.09%	(3.0)	1.08%
PennyMac Loan Services	0.09%	(3.0)	0.27%
Partners United Financial	0.10%	(3.0)	0.14%
emmloans	0.10%	(3.0)	0.18%
Fairway Independent Mortgage Corporation	0.10%	(3.0)	1.76%
Movement Mortgage	0.10%	(3.0)	0.75%
Caliber Home Loans	0.11%	(3.0)	0.74%
Draper and Kramer Mortgage Corp	0.11%	(3.0)	0.28%
United Mortgage Corp	0.12%	(3.0)	0.17%
Amerifirst Home Mortgage	0.12%	(3.0)	0.15%
Benchmark	0.13%	(3.0)	1.19%
American Mortgage Service Company	0.14%	(3.0)	1.61%
Sierra Pacific Mortgage	0.14%	(3.0)	0.16%
Farm Credit Mid-America	0.15%	(3.0)	0.26%
Quicken Loans	0.16%	(2.5)	8.31%
First Savings Bank	0.17%	(2.5)	2.05%
Reliance First Capital	0.17%	(2.5)	0.15%
Republic Bank Louisville KY	0.18%	(2.5)	1.54%
Evansville Teachers Federal Credit Union	0.19%	(2.5)	1.32%
Freedom Mortgage Corporation	0.19%	(2.5)	0.38%
Navy Federal Credit Union	0.19%	(2.5)	0.31%
Royal United Mortgage	0.21%	(2.5)	0.17%
Mr. Cooper	0.30%	(2.0)	0.42%

Lender Name	Rate Difference	Rate Rating	Market Share
Victory Mortgage	-0.23%	(4.5)	0.72%
Prosperity Home Mortgage LLC	-0.22%	(4.5)	2.17%
Provident Funding	-0.21%	(4.5)	2.84%
JPMorgan Chase Bank	-0.16%	(4.5)	5.25%
First Harrison Bank	-0.15%	(4.5)	1.91%
US Bank	-0.15%	(4.5)	5.32%
Bank of America	-0.14%	(4.0)	0.64%
Ruoff Mortgage	-0.13%	(4.0)	1.54%
Home Point Financial Corporation	-0.12%	(4.0)	3.06%
PNC Bank	-0.12%	(4.0)	4.03%
Victory Community Bank	-0.10%	(4.0)	1.05%
Fifth Third Bank	-0.10%	(4.0)	3.84%
Central Bank KY	-0.09%	(4.0)	0.46%
Bay Equity Home Loans	-0.06%	(4.0)	0.50%
Flagstar Bank	-0.04%	(3.5)	1.27%
Old National Bank	-0.04%	(3.5)	0.46%
Truist Bank	-0.04%	(3.5)	1.27%
Huntington National Bank	-0.03%	(3.5)	0.56%
Wells Fargo Bank	-0.03%	(3.5)	2.59%
Guaranty Home Mortgage Corporation	-0.03%	(3.5)	0.13%
Amerisave Mortgage Corporation	-0.02%	(3.5)	0.33%
Stock Yards Bank & Trust	-0.02%	(3.5)	2.76%
Union Savings Bank	-0.02%	(3.5)	0.15%
Commonwealth Credit Union	-0.02%	(3.5)	0.22%
NewRez	-0.02%	(3.5)	0.32%
Keller Mortgage	-0.01%	(3.5)	0.28%
FirstBank TN	-0.00%	(3.5)	0.13%
FBC Mortgage	-0.00%	(3.5)	0.62%
State Farm Bank	-0.00%	(3.5)	0.13%
Hometown Lenders	0.00%	(3.5)	0.33%
South Central Bank	0.01%	(3.5)	0.15%
Commonwealth Bank and Trust Company	0.02%	(3.5)	7.55%
Cardinal Financial Company	0.02%	(3.5)	0.17%
Guardian Savings Bank	0.02%	(3.5)	0.15%
WesBanco	0.02%	(3.5)	0.53%
myCUmortgage	0.03%	(3.5)	0.09%
Freedom Mortgage Corporation	0.03%	(3.5)	0.27%
New American Funding	0.03%	(3.5)	0.03%
German American Bank	0.03%	(3.5)	0.45%
Centra Credit Union	0.03%	(3.5)	0.69%
PennyMac Loan Services	0.04%	(3.5)	0.14%
Lakeview Loan Servicing	0.04%	(3.5)	0.05%
RoundPoint Mortgage Servicing Corporation	0.04%	(3.5)	0.01%
Forcht Bank	0.04%	(3.5)	0.15%
Park Community Credit Union	0.04%	(3.5)	0.78%
Guaranteed Rate	0.04%	(3.5)	0.32%
Plaza Home Mortgage	0.04%	(3.5)	0.05%
Regions Bank	0.05%	(3.5)	0.18%
CMG Financial	0.05%	(3.0)	0.39%
Reliance First Capital	0.05%	(3.0)	0.01%
Mortgage Warehouse	0.05%	(3.0)	0.87%
Bank of England AR	0.06%	(3.0)	0.30%
Pulte Mortgage LLC	0.06%	(3.0)	1.21%
Stockton Mortgage	0.06%	(3.0)	2.23%
Land Home Financial Services	0.06%	(3.0)	0.31%
HomeBridge Financial Services	0.06%	(3.0)	0.03%
First Savings Bank	0.06%	(3.0)	2.11%
Village Capital	0.07%	(3.0)	0.01%
Union Home Mortgage	0.07%	(3.0)	0.13%
United Mortgage Corp	0.07%	(3.0)	0.08%
Republic State Mortgage Co	0.07%	(3.0)	0.12%
Magnolia Bank	0.07%	(3.0)	2.07%
L&N Federal Credit Union	0.07%	(3.0)	0.73%
Royal United Mortgage	0.07%	(3.0)	0.03%
Fair Way Lending	0.07%	(3.0)	0.30%
Quicken Loans	0.07%	(3.0)	5.02%
Success Mortgage Partners	0.08%	(3.0)	0.14%
Churchill Mortgage	0.08%	(3.0)	0.23%
Stearns Home Loans	0.08%	(3.0)	0.77%
PrimeLending	0.09%	(3.0)	0.64%
First Financial Bank	0.09%	(3.0)	2.38%
Primary Residential Mortgage Inc	0.09%	(3.0)	0.55%
USAA	0.10%	(3.0)	0.81%
Synergy One Lending	0.10%	(3.0)	0.50%
HomeServices Lending	0.11%	(3.0)	1.96%
Mr. Cooper	0.11%	(3.0)	0.12%
Partners United Financial	0.11%	(3.0)	0.24%
emmloans	0.12%	(3.0)	0.17%
AnnieMac Home Mortgage	0.12%	(3.0)	0.59%
loanDepot	0.12%	(3.0)	0.35%
InterLinc Mortgage Services	0.12%	(3.0)	3.40%
Northpointe Bank	0.13%	(3.0)	0.49%
Movement Mortgage	0.13%	(3.0)	1.25%
Draper and Kramer Mortgage Corp	0.13%	(3.0)	0.49%
Caliber Home Loans	0.14%	(3.0)	0.92%
Carrington Mortgage Services	0.15%	(2.5)	0.06%
Benchmark	0.15%	(2.5)	1.35%
Republic Bank Louisville KY	0.16%	(2.5)	1.71%
Amerifirst Home Mortgage	0.18%	(2.5)	0.19%
Fairway Independent Mortgage Corporation	0.18%	(2.5)	2.61%
Sierra Pacific Mortgage	0.18%	(2.5)	0.22%
Farm Credit Mid-America	0.19%	(2.5)	0.40%
American Mortgage Service Company	0.19%	(2.5)	2.61%
Evansville Teachers Federal Credit Union	0.22%	(2.5)	1.77%
Navy Federal Credit Union	0.24%	(2.5)	0.50%

Lender Name	Rate Difference	Rate Rating	Market Share
Provident Funding	-0.27%	(5.0)	4.96%
Stock Yards Bank & Trust	-0.24%	(4.5)	2.23%
L&N Federal Credit Union	-0.24%	(4.5)	1.68%
Commonwealth Credit Union	-0.20%	(4.5)	0.77%
Home Point Financial Corporation	-0.18%	(4.5)	2.00%
Centra Credit Union	-0.17%	(4.5)	0.95%
Ruoff Mortgage	-0.15%	(4.5)	0.58%
Fairway Independent Mortgage Corporation	-0.15%	(4.0)	0.84%
Amerisave Mortgage Corporation	-0.15%	(4.0)	1.70%
RoundPoint Mortgage Servicing Corporation	-0.13%	(4.0)	0.65%
Fifth Third Bank	-0.13%	(4.0)	6.12%
Central Bank KY	-0.12%	(4.0)	0.34%
Union Savings Bank	-0.12%	(4.0)	0.28%
Guardian Savings Bank	-0.11%	(4.0)	0.29%
Forcht Bank	-0.11%	(4.0)	0.37%
Magnolia Bank	-0.11%	(4.0)	1.32%
Mortgage Warehouse	-0.11%	(4.0)	3.34%
Huntington National Bank	-0.10%	(4.0)	0.55%
American Mortgage Service Company	-0.10%	(4.0)	0.54%
Stockton Mortgage	-0.09%	(4.0)	1.06%
First Harrison Bank	-0.09%	(4.0)	3.53%
South Central Bank	-0.09%	(4.0)	0.25%
Stearns Home Loans	-0.08%	(4.0)	0.46%
Old National Bank	-0.07%	(4.0)	0.52%
Primary Residential Mortgage Inc	-0.07%	(4.0)	0.32%
FirstBank TN	-0.07%	(4.0)	0.25%
Truist Bank	-0.07%	(4.0)	1.50%
German American Bank	-0.06%	(4.0)	0.47%
Commonwealth Bank and Trust Company	-0.06%	(4.0)	8.18%
Flagstar Bank	-0.06%	(4.0)	0.63%
WesBanco	-0.06%	(4.0)	0.57%
USAA	-0.05%	(4.0)	0.32%
Guaranty Home Mortgage Corporation	-0.05%	(4.0)	0.22%
Victory Community Bank	-0.05%	(3.5)	0.10%
FBC Mortgage	-0.04%	(3.5)	0.14%
First Financial Bank	-0.04%	(3.5)	1.59%
Keller Mortgage	-0.04%	(3.5)	0.08%
Park Community Credit Union	-0.04%	(3.5)	1.20%
Union Home Mortgage	-0.04%	(3.5)	0.12%
New American Funding	-0.03%	(3.5)	0.14%
Guaranteed Rate	-0.03%	(3.5)	0.22%
myCUmortgage	-0.03%	(3.5)	0.07%
Land Home Financial Services	-0.02%	(3.5)	0.06%
Hometown Lenders	-0.02%	(3.5)	0.07%
Prosperity Home Mortgage LLC	-0.01%	(3.5)	0.26%
Movement Mortgage	-0.01%	(3.5)	0.22%
Republic State Mortgage Co	-0.01%	(3.5)	0.10%
NewRez	-0.00%	(3.5)	0.47%
Plaza Home Mortgage	0.00%	(3.5)	0.10%
State Farm Bank	0.00%	(3.5)	0.30%
The Federal Savings Bank	0.00%	(3.5)	0.04%
InterLinc Mortgage Services	0.01%	(3.5)	1.30%
Amerifirst Home Mortgage	0.01%	(3.5)	0.10%
Churchill Mortgage	0.01%	(3.5)	0.19%
Bay Equity Home Loans	0.01%	(3.5)	0.22%
Draper and Kramer Mortgage Corp	0.01%	(3.5)	0.06%
CMG Financial	0.01%	(3.5)	0.14%
Northpointe Bank	0.01%	(3.5)	0.36%
HomeServices Lending	0.01%	(3.5)	0.12%
Partners United Financial	0.01%	(3.5)	0.03%
Bank of America	0.01%	(3.5)	0.50%
Navy Federal Credit Union	0.01%	(3.5)	0.10%
Success Mortgage Partners	0.02%	(3.5)	0.12%
Carrington Mortgage Services	0.02%	(3.5)	0.46%
loanDepot	0.02%	(3.5)	0.92%
Lakeview Loan Servicing	0.03%	(3.5)	0.12%
Cardinal Financial Company	0.04%	(3.5)	0.19%
AnnieMac Home Mortgage	0.04%	(3.5)	0.26%
Fair Way Lending	0.04%	(3.5)	0.19%
Farm Credit Mid-America	0.04%	(3.5)	0.11%
Caliber Home Loans	0.04%	(3.5)	0.54%
Bank of England AR	0.04%	(3.5)	0.11%
Regions Bank	0.04%	(3.5)	0.19%
PrimeLending	0.05%	(3.5)	0.15%
Sierra Pacific Mortgage	0.06%	(3.0)	0.10%
Synergy One Lending	0.06%	(3.0)	0.46%
emmloans	0.08%	(3.0)	0.19%
Benchmark	0.10%	(3.0)	1.02%
JPMorgan Chase Bank	0.10%	(3.0)	4.76%
PennyMac Loan Services	0.11%	(3.0)	0.40%
PNC Bank	0.11%	(3.0)	10.41%
US Bank	0.12%	(3.0)	2.74%
United Mortgage Corp	0.12%	(3.0)	0.28%
Evansville Teachers Federal Credit Union	0.15%	(3.0)	0.84%
Reliance First Capital	0.16%	(2.5)	0.30%
Wells Fargo Bank	0.18%	(2.5)	2.19%
Quicken Loans	0.20%	(2.5)	11.85%
Republic Bank Louisville KY	0.21%	(2.5)	1.37%
Royal United Mortgage	0.21%	(2.5)	0.32%
First Savings Bank	0.29%	(2.0)	2.00%
Freedom Mortgage Corporation	0.29%	(2.0)	0.50%
Mr. Cooper	0.32%	(2.0)	0.74%

Lender Name	Rate Difference	Rate Rating	Market Share
Freedom Mortgage Corporation	-0.23%	(4.5)	3.92%
Home Point Financial Corporation	-0.22%	(4.5)	4.83%
WesBanco	-0.15%	(4.5)	0.63%
PNC Bank	-0.15%	(4.0)	0.81%
Victory Mortgage	-0.14%	(4.0)	0.48%
Stock Yards Bank & Trust	-0.13%	(4.0)	1.54%
Huntington National Bank	-0.13%	(4.0)	0.53%
First Harrison Bank	-0.12%	(4.0)	0.63%
Bay Equity Home Loans	-0.12%	(4.0)	0.63%
Flagstar Bank	-0.11%	(4.0)	0.91%
Prosperity Home Mortgage LLC	-0.10%	(4.0)	0.56%
First Savings Bank	-0.09%	(4.0)	1.92%
Forcht Bank	-0.08%	(4.0)	0.13%
myCUmortgage	-0.07%	(4.0)	0.53%
Fifth Third Bank	-0.07%	(4.0)	1.49%
Guaranty Home Mortgage Corporation	-0.07%	(4.0)	0.10%
Hometown Lenders	-0.07%	(4.0)	0.43%
Magnolia Bank	-0.06%	(4.0)	4.81%
Central Bank KY	-0.06%	(4.0)	0.18%
US Bank	-0.06%	(4.0)	0.53%
Union Home Mortgage	-0.05%	(4.0)	0.48%
Provident Funding	-0.05%	(4.0)	0.18%
South Central Bank	-0.04%	(3.5)	0.20%
Quicken Loans	-0.04%	(3.5)	11.97%
Bank of America	-0.03%	(3.5)	0.10%
Stearns Home Loans	-0.03%	(3.5)	3.39%
Plaza Home Mortgage	-0.03%	(3.5)	0.46%
Victory Community Bank	-0.02%	(3.5)	0.43%
Village Capital	-0.01%	(3.5)	0.48%
FBC Mortgage	-0.01%	(3.5)	0.05%
Keller Mortgage	-0.01%	(3.5)	0.05%
American Mortgage Service Company	-0.01%	(3.5)	2.73%
Mortgage Warehouse	-0.01%	(3.5)	0.35%
Fairway Independent Mortgage Corporation	-0.01%	(3.5)	4.86%
Regions Bank	-0.01%	(3.5)	0.10%
First Financial Bank	-0.01%	(3.5)	0.25%
Churchill Mortgage	-0.00%	(3.5)	0.10%
FirstBank TN	-0.00%	(3.5)	0.05%
German American Bank	-0.00%	(3.5)	0.05%
United Mortgage Corp	0.00%	(3.5)	0.35%
PennyMac Loan Services	0.01%	(3.5)	1.01%
Truist Bank	0.01%	(3.5)	0.10%
Navy Federal Credit Union	0.01%	(3.5)	0.05%
NewRez	0.02%	(3.5)	0.20%
The Federal Savings Bank	0.02%	(3.5)	0.03%
emmloans	0.02%	(3.5)	1.16%
Bank of England AR	0.02%	(3.5)	0.13%
CMG Financial	0.02%	(3.5)	1.69%
Pulte Mortgage LLC	0.02%	(3.5)	0.83%
Republic Bank Louisville KY	0.02%	(3.5)	0.51%
Amerisave Mortgage Corporation	0.02%	(3.5)	0.43%
Sierra Pacific Mortgage	0.02%	(3.5)	0.56%
RoundPoint Mortgage Servicing Corporation	0.02%	(3.5)	0.20%
New American Funding	0.02%	(3.5)	0.46%
Old National Bank	0.03%	(3.5)	0.03%
Cardinal Financial Company	0.03%	(3.5)	0.33%
Wells Fargo Bank	0.03%	(3.5)	0.03%
Guaranteed Rate	0.03%	(3.5)	0.23%
Reliance First Capital	0.03%	(3.5)	0.35%
NewDay USA	0.04%	(3.5)	0.03%
Northpointe Bank	0.04%	(3.5)	1.24%
Caliber Home Loans	0.04%	(3.5)	1.34%
Fair Way Lending	0.04%	(3.5)	1.01%
Movement Mortgage	0.04%	(3.5)	2.05%
Lakeview Loan Servicing	0.05%	(3.5)	0.83%
Carrington Mortgage Services	0.05%	(3.5)	2.48%
Partners United Financial	0.05%	(3.5)	0.20%
Republic State Mortgage Co	0.05%	(3.0)	0.23%
Royal United Mortgage	0.07%	(3.0)	0.23%
Land Home Financial Services	0.08%	(3.0)	0.86%
PrimeLending	0.08%	(3.0)	0.46%
JPMorgan Chase Bank	0.08%	(3.0)	0.08%
HomeServices Lending	0.08%	(3.0)	0.73%
Commonwealth Bank and Trust Company	0.08%	(3.0)	6.86%
Benchmark	0.08%	(3.0)	1.21%
Primary Residential Mortgage Inc	0.09%	(3.0)	0.94%
Synergy One Lending	0.10%	(3.0)	0.81%
Success Mortgage Partners	0.10%	(3.0)	0.71%
Amerifirst Home Mortgage	0.11%	(3.0)	0.23%
loanDepot	0.11%	(3.0)	1.21%
Ruoff Mortgage	0.12%	(3.0)	1.92%
Stockton Mortgage	0.12%	(3.0)	3.31%
HomeBridge Financial Services	0.13%	(3.0)	0.86%
Draper and Kramer Mortgage Corp	0.14%	(3.0)	0.43%
Mr. Cooper	0.14%	(3.0)	2.35%
AnnieMac Home Mortgage	0.18%	(2.5)	1.39%
InterLinc Mortgage Services	0.19%	(2.5)	3.85%
Evansville Teachers Federal Credit Union	0.19%	(2.5)	1.59%

Lender Name	Rate Difference	Rate Rating	Market Share
Freedom Mortgage Corporation	-0.38%	(5.0)	3.85%
Home Point Financial Corporation	-0.24%	(4.5)	5.30%
PNC Bank	-0.17%	(4.5)	0.98%
Huntington National Bank	-0.16%	(4.5)	0.58%
WesBanco	-0.15%	(4.5)	0.91%
Victory Mortgage	-0.14%	(4.0)	0.69%
First Harrison Bank	-0.14%	(4.0)	0.76%
Stock Yards Bank & Trust	-0.13%	(4.0)	2.00%
Bay Equity Home Loans	-0.13%	(4.0)	0.84%
Flagstar Bank	-0.11%	(4.0)	1.23%
Prosperity Home Mortgage LLC	-0.11%	(4.0)	0.76%
First Savings Bank	-0.09%	(4.0)	2.36%
Fifth Third Bank	-0.08%	(4.0)	1.78%
PennyMac Loan Services	-0.08%	(4.0)	0.51%
Forcht Bank	-0.08%	(4.0)	0.18%
Hometown Lenders	-0.07%	(4.0)	0.51%
myCUmortgage	-0.07%	(4.0)	0.65%
Provident Funding	-0.07%	(4.0)	0.18%
Guaranty Home Mortgage Corporation	-0.06%	(4.0)	0.15%
Union Home Mortgage	-0.06%	(4.0)	0.54%
Central Bank KY	-0.06%	(4.0)	0.25%
US Bank	-0.05%	(4.0)	0.76%
Magnolia Bank	-0.05%	(4.0)	5.48%
South Central Bank	-0.04%	(3.5)	0.29%
Bank of America	-0.03%	(3.5)	0.15%
Quicken Loans	-0.03%	(3.5)	5.05%
Lakeview Loan Servicing	-0.02%	(3.5)	0.15%
Plaza Home Mortgage	-0.02%	(3.5)	0.51%
Stearns Home Loans	-0.02%	(3.5)	4.10%
Victory Community Bank	-0.01%	(3.5)	0.58%
Mortgage Warehouse	-0.01%	(3.5)	0.29%
Keller Mortgage	-0.01%	(3.5)	0.07%
American Mortgage Service Company	-0.01%	(3.5)	3.63%
Regions Bank	-0.01%	(3.5)	0.15%
FirstBank TN	-0.01%	(3.5)	0.04%
First Financial Bank	-0.00%	(3.5)	0.36%
Fairway Independent Mortgage Corporation	-0.00%	(3.5)	6.10%
German American Bank	0.00%	(3.5)	0.07%
NewRez	0.01%	(3.5)	0.04%
CMG Financial	0.01%	(3.5)	1.60%
Churchill Mortgage	0.01%	(3.5)	0.07%
Truist Bank	0.01%	(3.5)	0.15%
Navy Federal Credit Union	0.01%	(3.5)	0.07%
Amerisave Mortgage Corporation	0.01%	(3.5)	0.25%
Bank of England AR	0.02%	(3.5)	0.15%
United Mortgage Corp	0.02%	(3.5)	0.07%
emmloans	0.02%	(3.5)	0.87%
Pulte Mortgage LLC	0.02%	(3.5)	1.20%
Mr. Cooper	0.02%	(3.5)	1.02%
Republic Bank Louisville KY	0.02%	(3.5)	0.73%
RoundPoint Mortgage Servicing Corporation	0.02%	(3.5)	0.04%
Sierra Pacific Mortgage	0.03%	(3.5)	0.65%
Old National Bank	0.03%	(3.5)	0.04%
Wells Fargo Bank	0.03%	(3.5)	0.04%
New American Funding	0.03%	(3.5)	0.51%
Cardinal Financial Company	0.04%	(3.5)	0.18%
Guaranteed Rate	0.04%	(3.5)	0.29%
Northpointe Bank	0.05%	(3.5)	1.60%
Fair Way Lending	0.05%	(3.5)	1.16%
Royal United Mortgage	0.05%	(3.0)	0.11%
Partners United Financial	0.05%	(3.0)	0.29%
Movement Mortgage	0.05%	(3.0)	2.61%
Republic State Mortgage Co	0.06%	(3.0)	0.25%
Caliber Home Loans	0.07%	(3.0)	1.23%
HomeBridge Financial Services	0.07%	(3.0)	0.47%
PrimeLending	0.08%	(3.0)	0.65%
HomeServices Lending	0.09%	(3.0)	1.02%
Land Home Financial Services	0.09%	(3.0)	1.05%
Benchmark	0.11%	(3.0)	0.98%
Amerifirst Home Mortgage	0.11%	(3.0)	0.33%
Commonwealth Bank and Trust Company	0.11%	(3.0)	7.77%
loanDepot	0.11%	(3.0)	1.02%
Synergy One Lending	0.12%	(3.0)	0.80%
Ruoff Mortgage	0.14%	(3.0)	2.43%
Draper and Kramer Mortgage Corp	0.14%	(3.0)	0.62%
Success Mortgage Partners	0.14%	(3.0)	0.80%
Primary Residential Mortgage Inc	0.14%	(3.0)	0.94%
Carrington Mortgage Services	0.14%	(3.0)	0.62%
Stockton Mortgage	0.15%	(2.5)	3.92%
InterLinc Mortgage Services	0.20%	(2.5)	5.16%
Evansville Teachers Federal Credit Union	0.21%	(2.5)	2.03%
AnnieMac Home Mortgage	0.23%	(2.5)	1.38%

Lender Name	Rate Difference	Rate Rating	Market Share
Home Point Financial Corporation	-0.15%	(4.0)	3.75%
Magnolia Bank	-0.10%	(4.0)	3.25%
Stock Yards Bank & Trust	-0.08%	(4.0)	0.50%
First Savings Bank	-0.06%	(4.0)	0.92%
Stearns Home Loans	-0.06%	(4.0)	1.75%
Quicken Loans	-0.05%	(3.5)	27.86%
Primary Residential Mortgage Inc	-0.04%	(3.5)	0.92%
myCUmortgage	-0.04%	(3.5)	0.25%
First Harrison Bank	-0.04%	(3.5)	0.33%
Plaza Home Mortgage	-0.04%	(3.5)	0.33%
Fairway Independent Mortgage Corporation	-0.03%	(3.5)	2.00%
Success Mortgage Partners	-0.03%	(3.5)	0.50%
PNC Bank	-0.03%	(3.5)	0.42%
Union Home Mortgage	-0.03%	(3.5)	0.33%
Huntington National Bank	-0.02%	(3.5)	0.42%
Hometown Lenders	-0.02%	(3.5)	0.25%
Churchill Mortgage	-0.02%	(3.5)	0.17%
Village Capital	-0.02%	(3.5)	1.58%
FBC Mortgage	-0.02%	(3.5)	0.17%
Movement Mortgage	-0.02%	(3.5)	0.75%
American Mortgage Service Company	-0.01%	(3.5)	0.67%
Commonwealth Bank and Trust Company	-0.01%	(3.5)	4.75%
Guaranteed Rate	-0.01%	(3.5)	0.08%
Provident Funding	-0.01%	(3.5)	0.17%
Northpointe Bank	-0.01%	(3.5)	0.42%
Victory Community Bank	-0.01%	(3.5)	0.08%
Mortgage Warehouse	-0.01%	(3.5)	0.50%
Ruoff Mortgage	-0.00%	(3.5)	0.75%
United Mortgage Corp	-0.00%	(3.5)	1.00%
FirstBank TN	-0.00%	(3.5)	0.08%
New American Funding	-0.00%	(3.5)	0.33%
Caliber Home Loans	-0.00%	(3.5)	1.58%
Bay Equity Home Loans	0.00%	(3.5)	0.17%
Flagstar Bank	0.00%	(3.5)	0.17%
Stockton Mortgage	0.00%	(3.5)	1.92%
Prosperity Home Mortgage LLC	0.01%	(3.5)	0.08%
emmloans	0.01%	(3.5)	1.83%
Fifth Third Bank	0.01%	(3.5)	0.83%
The Federal Savings Bank	0.01%	(3.5)	0.08%
NewRez	0.01%	(3.5)	0.58%
HomeServices Lending	0.01%	(3.5)	0.08%
Sierra Pacific Mortgage	0.01%	(3.5)	0.33%
RoundPoint Mortgage Servicing Corporation	0.02%	(3.5)	0.58%
Land Home Financial Services	0.02%	(3.5)	0.42%
Cardinal Financial Company	0.02%	(3.5)	0.67%
Carrington Mortgage Services	0.02%	(3.5)	6.76%
Amerisave Mortgage Corporation	0.02%	(3.5)	0.83%
Fair Way Lending	0.03%	(3.5)	0.67%
Republic State Mortgage Co	0.03%	(3.5)	0.17%
Reliance First Capital	0.03%	(3.5)	1.17%
Evansville Teachers Federal Credit Union	0.03%	(3.5)	0.58%
NewDay USA	0.03%	(3.5)	0.08%
CMG Financial	0.03%	(3.5)	1.92%
Bank of England AR	0.04%	(3.5)	0.08%
PennyMac Loan Services	0.05%	(3.5)	2.17%
Lakeview Loan Servicing	0.05%	(3.0)	2.42%
Synergy One Lending	0.05%	(3.0)	0.83%
Benchmark	0.05%	(3.0)	1.75%
AnnieMac Home Mortgage	0.06%	(3.0)	1.42%
Royal United Mortgage	0.07%	(3.0)	0.50%
InterLinc Mortgage Services	0.07%	(3.0)	0.83%
JPMorgan Chase Bank	0.08%	(3.0)	0.25%
Freedom Mortgage Corporation	0.09%	(3.0)	4.09%
loanDepot	0.10%	(3.0)	1.67%
HomeBridge Financial Services	0.17%	(2.5)	1.75%
Mr. Cooper	0.19%	(2.5)	5.42%

Lender Name	Rate Difference	Rate Rating	Market Share
Bank of America	-0.03%	(3.5)	4.15%
First Financial Bank	-0.03%	(3.5)	15.57%
Fifth Third Bank	-0.02%	(3.5)	7.61%
Old National Bank	-0.01%	(3.5)	4.15%
Wells Fargo Bank	-0.01%	(3.5)	4.84%
Republic Bank Louisville KY	-0.01%	(3.5)	0.69%
US Bank	-0.00%	(3.5)	4.15%
Park Community Credit Union	-0.00%	(3.5)	0.35%
Huntington National Bank	-0.00%	(3.5)	2.08%
Prosperity Home Mortgage LLC	0.00%	(3.5)	0.69%
Regions Bank	0.00%	(3.5)	1.73%
Victory Mortgage	0.00%	(3.5)	0.35%
Forcht Bank	0.01%	(3.5)	1.04%
Truist Bank	0.01%	(3.5)	7.61%
Magnolia Bank	0.01%	(3.5)	0.35%
HomeServices Lending	0.01%	(3.5)	0.35%
Evansville Teachers Federal Credit Union	0.01%	(3.5)	3.11%
PrimeLending	0.01%	(3.5)	0.69%
PNC Bank	0.01%	(3.5)	11.76%
Commonwealth Bank and Trust Company	0.01%	(3.5)	0.69%
Farm Credit Mid-America	0.01%	(3.5)	1.73%
InterLinc Mortgage Services	0.02%	(3.5)	1.38%
Partners United Financial	0.02%	(3.5)	0.69%
Central Bank KY	0.02%	(3.5)	2.77%
L&N Federal Credit Union	0.02%	(3.5)	0.35%
American Mortgage Service Company	0.02%	(3.5)	0.35%
Churchill Mortgage	0.02%	(3.5)	0.35%
Fairway Independent Mortgage Corporation	0.02%	(3.5)	0.35%
First Harrison Bank	0.02%	(3.5)	1.04%
Benchmark	0.03%	(3.5)	1.04%
Quicken Loans	0.03%	(3.5)	4.50%
JPMorgan Chase Bank	0.03%	(3.5)	10.38%
Flagstar Bank	0.03%	(3.5)	0.35%
Mortgage Warehouse	0.03%	(3.5)	0.35%
Reliance First Capital	0.03%	(3.5)	0.35%
Centra Credit Union	0.03%	(3.5)	0.69%
Stearns Home Loans	0.03%	(3.5)	0.35%
First Savings Bank	0.03%	(3.5)	0.69%
Plaza Home Mortgage	0.04%	(3.5)	0.35%

Lender Name	Rate Difference	Rate Rating	Market Share
First Financial Bank	-0.04%	(3.5)	15.72%
Bank of America	-0.04%	(3.5)	5.66%
Wells Fargo Bank	-0.01%	(3.5)	7.55%
US Bank	-0.01%	(3.5)	3.14%
Fifth Third Bank	-0.01%	(3.5)	5.03%
PNC Bank	0.00%	(3.5)	9.43%
Park Community Credit Union	0.00%	(3.5)	0.63%
Old National Bank	0.00%	(3.5)	3.77%
Prosperity Home Mortgage LLC	0.00%	(3.5)	1.26%
Huntington National Bank	0.00%	(3.5)	1.26%
Evansville Teachers Federal Credit Union	0.01%	(3.5)	1.26%
Regions Bank	0.01%	(3.5)	2.52%
Forcht Bank	0.01%	(3.5)	0.63%
HomeServices Lending	0.01%	(3.5)	0.63%
Truist Bank	0.02%	(3.5)	10.06%
PrimeLending	0.02%	(3.5)	0.63%
Farm Credit Mid-America	0.02%	(3.5)	1.89%
Quicken Loans	0.02%	(3.5)	1.89%
InterLinc Mortgage Services	0.02%	(3.5)	2.52%
Partners United Financial	0.02%	(3.5)	1.26%
American Mortgage Service Company	0.02%	(3.5)	0.63%
Commonwealth Bank and Trust Company	0.02%	(3.5)	0.63%
Central Bank KY	0.02%	(3.5)	3.77%
JPMorgan Chase Bank	0.02%	(3.5)	11.95%
Churchill Mortgage	0.02%	(3.5)	0.63%
Fairway Independent Mortgage Corporation	0.02%	(3.5)	0.63%
First Harrison Bank	0.03%	(3.5)	1.26%
Centra Credit Union	0.03%	(3.5)	1.26%
Benchmark	0.04%	(3.5)	1.26%
First Savings Bank	0.04%	(3.5)	0.63%
Plaza Home Mortgage	0.05%	(3.5)	0.63%

Lender Name	Rate Difference	Rate Rating	Market Share
Fifth Third Bank	-0.04%	(3.5)	10.77%
Old National Bank	-0.03%	(3.5)	4.62%
First Financial Bank	-0.02%	(3.5)	15.38%
Bank of America	-0.02%	(3.5)	2.31%
Republic Bank Louisville KY	-0.01%	(3.5)	1.54%
Truist Bank	-0.01%	(3.5)	4.62%
Huntington National Bank	-0.01%	(3.5)	3.08%
Victory Mortgage	-0.00%	(3.5)	0.77%
US Bank	0.00%	(3.5)	5.38%
Central Bank KY	0.00%	(3.5)	1.54%
Forcht Bank	0.00%	(3.5)	1.54%
Wells Fargo Bank	0.00%	(3.5)	1.54%
Magnolia Bank	0.00%	(3.5)	0.77%
Regions Bank	0.00%	(3.5)	0.77%
Commonwealth Bank and Trust Company	0.01%	(3.5)	0.77%
PrimeLending	0.01%	(3.5)	0.77%
Benchmark	0.01%	(3.5)	0.77%
Evansville Teachers Federal Credit Union	0.01%	(3.5)	5.38%
L&N Federal Credit Union	0.01%	(3.5)	0.77%
First Harrison Bank	0.01%	(3.5)	0.77%
Farm Credit Mid-America	0.01%	(3.5)	1.54%
PNC Bank	0.02%	(3.5)	14.62%
Flagstar Bank	0.02%	(3.5)	0.77%
Mortgage Warehouse	0.02%	(3.5)	0.77%
Reliance First Capital	0.02%	(3.5)	0.77%
First Savings Bank	0.02%	(3.5)	0.77%
Quicken Loans	0.03%	(3.5)	7.69%
Stearns Home Loans	0.03%	(3.5)	0.77%
JPMorgan Chase Bank	0.04%	(3.5)	8.46%

Lender Name	Rate Difference	Rate Rating	Market Share
Navy Federal Credit Union	-0.19%	(4.5)	3.69%
Lakeview Loan Servicing	-0.12%	(4.0)	1.59%
Prosperity Home Mortgage LLC	-0.11%	(4.0)	1.02%
Stock Yards Bank & Trust	-0.09%	(4.0)	0.97%
Home Point Financial Corporation	-0.09%	(4.0)	3.81%
Victory Mortgage	-0.09%	(4.0)	0.91%
American Mortgage Service Company	-0.08%	(4.0)	1.93%
Wells Fargo Bank	-0.08%	(4.0)	0.85%
Village Capital	-0.07%	(4.0)	0.68%
Flagstar Bank	-0.06%	(4.0)	2.44%
Magnolia Bank	-0.05%	(4.0)	3.35%
USAA	-0.05%	(4.0)	8.86%
PNC Bank	-0.05%	(3.5)	1.42%
Primary Residential Mortgage Inc	-0.04%	(3.5)	0.80%
Commonwealth Bank and Trust Company	-0.04%	(3.5)	4.83%
Stearns Home Loans	-0.04%	(3.5)	1.82%
First Savings Bank	-0.03%	(3.5)	1.59%
Huntington National Bank	-0.03%	(3.5)	0.34%
PennyMac Loan Services	-0.03%	(3.5)	2.56%
Keller Mortgage	-0.03%	(3.5)	0.17%
WesBanco	-0.02%	(3.5)	0.28%
Pulte Mortgage LLC	-0.02%	(3.5)	1.08%
Amerisave Mortgage Corporation	-0.02%	(3.5)	0.57%
Plaza Home Mortgage	-0.02%	(3.5)	0.17%
Fifth Third Bank	-0.02%	(3.5)	0.74%
South Central Bank	-0.02%	(3.5)	0.06%
US Bank	-0.01%	(3.5)	0.74%
Caliber Home Loans	-0.01%	(3.5)	1.65%
Guaranty Home Mortgage Corporation	-0.01%	(3.5)	0.06%
NewRez	-0.01%	(3.5)	0.17%
Union Home Mortgage	-0.01%	(3.5)	0.28%
Hometown Lenders	-0.01%	(3.5)	0.34%
myCUmortgage	-0.01%	(3.5)	0.06%
Truist Bank	-0.01%	(3.5)	0.11%
Central Bank KY	-0.01%	(3.5)	0.23%
Old National Bank	-0.01%	(3.5)	0.06%
Bank of England AR	-0.01%	(3.5)	0.45%
Guaranteed Rate	-0.01%	(3.5)	0.23%
Freedom Mortgage Corporation	-0.01%	(3.5)	4.32%
FirstBank TN	-0.00%	(3.5)	0.06%
Churchill Mortgage	-0.00%	(3.5)	0.11%
Royal United Mortgage	-0.00%	(3.5)	0.17%
Mortgage Warehouse	-0.00%	(3.5)	0.85%
Bay Equity Home Loans	-0.00%	(3.5)	0.11%
Northpointe Bank	0.00%	(3.5)	0.45%
RoundPoint Mortgage Servicing Corporation	0.00%	(3.5)	0.11%
Republic Bank Louisville KY	0.00%	(3.5)	0.11%
CMG Financial	0.00%	(3.5)	0.91%
FBC Mortgage	0.00%	(3.5)	0.45%
Cardinal Financial Company	0.01%	(3.5)	0.45%
Victory Community Bank	0.01%	(3.5)	1.19%
New American Funding	0.01%	(3.5)	0.23%
Regions Bank	0.01%	(3.5)	0.06%
Fairway Independent Mortgage Corporation	0.01%	(3.5)	2.78%
First Financial Bank	0.01%	(3.5)	0.34%
Union Savings Bank	0.01%	(3.5)	0.06%
Carrington Mortgage Services	0.01%	(3.5)	1.82%
emmloans	0.01%	(3.5)	0.51%
JPMorgan Chase Bank	0.01%	(3.5)	0.34%
Amerifirst Home Mortgage	0.01%	(3.5)	0.06%
Partners United Financial	0.02%	(3.5)	0.17%
HomeBridge Financial Services	0.02%	(3.5)	0.23%
Success Mortgage Partners	0.02%	(3.5)	0.23%
PrimeLending	0.02%	(3.5)	0.17%
Fair Way Lending	0.02%	(3.5)	0.40%
United Mortgage Corp	0.03%	(3.5)	0.23%
Stockton Mortgage	0.03%	(3.5)	1.70%
Movement Mortgage	0.03%	(3.5)	0.80%
Ruoff Mortgage	0.03%	(3.5)	1.31%
Benchmark	0.03%	(3.5)	1.31%
Republic State Mortgage Co	0.03%	(3.5)	0.40%
Quicken Loans	0.03%	(3.5)	9.60%
HomeServices Lending	0.04%	(3.5)	0.45%
Sierra Pacific Mortgage	0.04%	(3.5)	0.23%
AnnieMac Home Mortgage	0.04%	(3.5)	0.80%
Draper and Kramer Mortgage Corp	0.05%	(3.5)	0.23%
Reliance First Capital	0.05%	(3.0)	0.34%
Land Home Financial Services	0.05%	(3.0)	0.45%
Evansville Teachers Federal Credit Union	0.05%	(3.0)	1.25%
loanDepot	0.06%	(3.0)	1.99%
The Federal Savings Bank	0.09%	(3.0)	2.33%
InterLinc Mortgage Services	0.10%	(3.0)	2.10%
Synergy One Lending	0.11%	(3.0)	1.93%
Mr. Cooper	0.14%	(3.0)	1.82%
NewDay USA	0.46%	(1.0)	3.12%

Lender Name	Rate Difference	Rate Rating	Market Share
Navy Federal Credit Union	-0.20%	(4.5)	5.88%
Freedom Mortgage Corporation	-0.14%	(4.0)	4.66%
Prosperity Home Mortgage LLC	-0.10%	(4.0)	1.88%
American Mortgage Service Company	-0.07%	(4.0)	2.88%
PNC Bank	-0.07%	(4.0)	1.88%
Victory Mortgage	-0.07%	(4.0)	1.66%
Wells Fargo Bank	-0.06%	(4.0)	1.55%
Home Point Financial Corporation	-0.05%	(4.0)	3.99%
Stock Yards Bank & Trust	-0.05%	(3.5)	0.78%
Flagstar Bank	-0.04%	(3.5)	2.66%
PennyMac Loan Services	-0.02%	(3.5)	1.00%
Huntington National Bank	-0.01%	(3.5)	0.67%
USAA	-0.01%	(3.5)	12.64%
Keller Mortgage	-0.00%	(3.5)	0.33%
Pulte Mortgage LLC	-0.00%	(3.5)	2.11%
Commonwealth Bank and Trust Company	-0.00%	(3.5)	4.55%
Plaza Home Mortgage	-0.00%	(3.5)	0.22%
Mortgage Warehouse	0.00%	(3.5)	0.89%
Central Bank KY	0.00%	(3.5)	0.22%
US Bank	0.01%	(3.5)	1.00%
South Central Bank	0.01%	(3.5)	0.11%
WesBanco	0.01%	(3.5)	0.22%
Guaranty Home Mortgage Corporation	0.01%	(3.5)	0.11%
Fifth Third Bank	0.01%	(3.5)	0.22%
Primary Residential Mortgage Inc	0.01%	(3.5)	0.67%
Union Home Mortgage	0.01%	(3.5)	0.55%
myCUmortgage	0.01%	(3.5)	0.11%
Truist Bank	0.01%	(3.5)	0.22%
Old National Bank	0.02%	(3.5)	0.11%
Magnolia Bank	0.02%	(3.5)	3.88%
Guaranteed Rate	0.02%	(3.5)	0.33%
FirstBank TN	0.02%	(3.5)	0.11%
The Federal Savings Bank	0.02%	(3.5)	0.22%
Churchill Mortgage	0.02%	(3.5)	0.11%
Amerisave Mortgage Corporation	0.02%	(3.5)	0.11%
Republic Bank Louisville KY	0.02%	(3.5)	0.11%
Stearns Home Loans	0.02%	(3.5)	2.00%
Bay Equity Home Loans	0.02%	(3.5)	0.22%
New American Funding	0.02%	(3.5)	0.22%
Cardinal Financial Company	0.02%	(3.5)	0.33%
FBC Mortgage	0.03%	(3.5)	0.78%
Bank of England AR	0.03%	(3.5)	0.33%
Hometown Lenders	0.03%	(3.5)	0.33%
First Savings Bank	0.03%	(3.5)	1.33%
Union Savings Bank	0.03%	(3.5)	0.11%
JPMorgan Chase Bank	0.03%	(3.5)	0.55%
Victory Community Bank	0.04%	(3.5)	2.00%
Amerifirst Home Mortgage	0.04%	(3.5)	0.11%
CMG Financial	0.04%	(3.5)	1.33%
First Financial Bank	0.04%	(3.5)	0.55%
United Mortgage Corp	0.04%	(3.5)	0.11%
Partners United Financial	0.04%	(3.5)	0.33%
PrimeLending	0.04%	(3.5)	0.33%
Northpointe Bank	0.04%	(3.5)	0.33%
Fairway Independent Mortgage Corporation	0.05%	(3.5)	2.99%
Caliber Home Loans	0.05%	(3.5)	1.44%
Quicken Loans	0.05%	(3.5)	3.99%
Success Mortgage Partners	0.05%	(3.0)	0.33%
emmloans	0.05%	(3.0)	0.44%
Movement Mortgage	0.06%	(3.0)	1.33%
Sierra Pacific Mortgage	0.06%	(3.0)	0.44%
HomeBridge Financial Services	0.06%	(3.0)	0.22%
Stockton Mortgage	0.06%	(3.0)	1.88%
Republic State Mortgage Co	0.06%	(3.0)	0.67%
HomeServices Lending	0.06%	(3.0)	0.78%
loanDepot	0.07%	(3.0)	0.67%
Carrington Mortgage Services	0.07%	(3.0)	0.22%
Draper and Kramer Mortgage Corp	0.07%	(3.0)	0.44%
Fair Way Lending	0.08%	(3.0)	0.44%
Ruoff Mortgage	0.08%	(3.0)	1.77%
Evansville Teachers Federal Credit Union	0.08%	(3.0)	1.88%
Benchmark	0.08%	(3.0)	1.55%
Land Home Financial Services	0.09%	(3.0)	0.78%
AnnieMac Home Mortgage	0.12%	(3.0)	0.78%
InterLinc Mortgage Services	0.14%	(3.0)	3.55%
Mr. Cooper	0.15%	(2.5)	1.22%
Synergy One Lending	0.17%	(2.5)	2.22%

Lender Name	Rate Difference	Rate Rating	Market Share
Lakeview Loan Servicing	-0.15%	(4.0)	3.26%
Magnolia Bank	-0.14%	(4.0)	2.80%
Home Point Financial Corporation	-0.14%	(4.0)	3.61%
Stock Yards Bank & Trust	-0.14%	(4.0)	1.17%
USAA	-0.13%	(4.0)	4.90%
Stearns Home Loans	-0.11%	(4.0)	1.63%
Village Capital	-0.09%	(4.0)	1.40%
First Savings Bank	-0.09%	(4.0)	1.86%
Navy Federal Credit Union	-0.09%	(4.0)	1.40%
Primary Residential Mortgage Inc	-0.09%	(4.0)	0.93%
Flagstar Bank	-0.08%	(4.0)	2.21%
Commonwealth Bank and Trust Company	-0.08%	(4.0)	5.13%
Caliber Home Loans	-0.07%	(4.0)	1.86%
Ruoff Mortgage	-0.06%	(4.0)	0.82%
American Mortgage Service Company	-0.06%	(4.0)	0.93%
Victory Community Bank	-0.06%	(4.0)	0.35%
WesBanco	-0.06%	(4.0)	0.35%
CMG Financial	-0.06%	(4.0)	0.47%
Movement Mortgage	-0.05%	(4.0)	0.23%
PennyMac Loan Services	-0.05%	(4.0)	4.20%
Hometown Lenders	-0.05%	(3.5)	0.35%
Amerisave Mortgage Corporation	-0.05%	(3.5)	1.05%
Benchmark	-0.04%	(3.5)	1.05%
Fair Way Lending	-0.04%	(3.5)	0.35%
Fifth Third Bank	-0.04%	(3.5)	1.28%
First Financial Bank	-0.04%	(3.5)	0.12%
Bank of England AR	-0.04%	(3.5)	0.58%
AnnieMac Home Mortgage	-0.04%	(3.5)	0.82%
NewRez	-0.04%	(3.5)	0.35%
Victory Mortgage	-0.04%	(3.5)	0.12%
Northpointe Bank	-0.04%	(3.5)	0.58%
Guaranteed Rate	-0.04%	(3.5)	0.12%
Plaza Home Mortgage	-0.04%	(3.5)	0.12%
Fairway Independent Mortgage Corporation	-0.03%	(3.5)	2.56%
US Bank	-0.03%	(3.5)	0.47%
Success Mortgage Partners	-0.03%	(3.5)	0.12%
Republic State Mortgage Co	-0.03%	(3.5)	0.12%
Land Home Financial Services	-0.03%	(3.5)	0.12%
Churchill Mortgage	-0.03%	(3.5)	0.12%
HomeBridge Financial Services	-0.03%	(3.5)	0.23%
Royal United Mortgage	-0.03%	(3.5)	0.35%
emmloans	-0.02%	(3.5)	0.58%
Prosperity Home Mortgage LLC	-0.02%	(3.5)	0.12%
RoundPoint Mortgage Servicing Corporation	-0.02%	(3.5)	0.23%
Central Bank KY	-0.02%	(3.5)	0.23%
InterLinc Mortgage Services	-0.02%	(3.5)	0.58%
Regions Bank	-0.02%	(3.5)	0.12%
Republic Bank Louisville KY	-0.02%	(3.5)	0.12%
Cardinal Financial Company	-0.02%	(3.5)	0.58%
Wells Fargo Bank	-0.02%	(3.5)	0.12%
Stockton Mortgage	-0.01%	(3.5)	1.52%
Carrington Mortgage Services	-0.01%	(3.5)	3.50%
FBC Mortgage	-0.01%	(3.5)	0.12%
New American Funding	-0.01%	(3.5)	0.23%
HomeServices Lending	-0.01%	(3.5)	0.12%
JPMorgan Chase Bank	-0.01%	(3.5)	0.12%
Mortgage Warehouse	-0.00%	(3.5)	0.82%
United Mortgage Corp	0.01%	(3.5)	0.35%
Evansville Teachers Federal Credit Union	0.01%	(3.5)	0.58%
Quicken Loans	0.01%	(3.5)	15.50%
PNC Bank	0.03%	(3.5)	0.93%
Reliance First Capital	0.03%	(3.5)	0.70%
loanDepot	0.03%	(3.5)	3.38%
Synergy One Lending	0.04%	(3.5)	1.63%
The Federal Savings Bank	0.07%	(3.0)	4.55%
Mr. Cooper	0.13%	(3.0)	2.45%
Freedom Mortgage Corporation	0.16%	(2.5)	3.96%
NewDay USA	0.44%	(1.5)	6.41%

* Data is compiled for the Louisville, KY commuting zone area, which comprises of counties of Clark County, IN, Crawford County, IN, Floyd County, IN, Harrison County, IN, Washington County, IN, Bullitt County, KY, Henry County, KY, Jefferson County, KY, Oldham County, KY, Shelby County, KY, and Spencer County, KY. This includes cities/towns/communities of Louisville, KY as well as Louisville/Jefferson County metro government (balance), KY, Jeffersonville, IN, New Albany, IN, Shepherdsville, KY, Mount Washington, KY, Jeffersontown, KY, Shelbyville, KY, Crestwood, KY, La Grange, KY, St. Matthews, KY, Hillview, KY, Sellersburg, IN, Douglass Hills, KY, Elk Creek, KY, Shively, KY, Utica, IN, Georgetown, IN, Clarksville, IN, Prospect, KY, Mockingbird Valley, KY, Lyndon, KY, Pewee Valley, KY, Memphis, IN, Charlestown, IN, Borden, IN, Salem, IN, Galena, IN, Corydon, IN, Northfield, KY, Forest Hills, KY, Simpsonville, KY, Taylorsville, KY, Hollow Creek, KY, Goshen, KY, River Bluff, KY, Woodlawn Park, KY, Greenville, IN, Green Spring, KY, New Middletown, IN, New Salisbury, IN, Parkway Village, KY, Blue Ridge Manor, KY, Bellemeade, KY, Hunters Hollow, KY, Fredericksburg, IN, Palmyra, IN, Barbourmeade, KY, Prospect, KY, Middletown, KY, and Henryville, IN. Lenders must have made at least 30 loans in the area to be included. Source of the data is Federal Financial Institutions Examination Council (FFIEC). Rate Difference (the average difference of interest rates relative to those of other lenders) were computed by subtracting the rate at origination from the average predicted rate conditional on the commuting zone, borrower LTV, DTI, Loan Amount, Loan Type, and Loan Purpose, and then regularized based on a Bayesian approach to account for smaller sample sizes. Above-average mortgage closing costs were then added to the rate difference at a rate of +0.15/point. Star ratings were determined in intervals of 0.10% in rate difference per half star.

Mortgage Lender Rankings in Other Cities

This page contains information about the top mortgage lenders in the Louisville, KY area. For mortgage lender rankings in other cities, click here.